What is the claim-free discount?

Although you can save up to 20% on car insurance with a claim-free discount, discount amounts and requirements will vary by company. On average, you will need to have continuous car insurance and a clean driving record for five years in order to qualify for an accident-free discount. Consider paying out of pocket for accident damages in order to keep your car insurance rates low and qualify for discounts.

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UPDATED: May 28, 2021

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