Infinity Car Insurance Review

Our Infinity car insurance review found that Infinity Insurance specializes in providing coverage to high-risk drivers who have difficulty obtaining insurance. Infinity auto insurance offers a low-cost policy, a value-added policy, and a premier policy with flexible payment options for different types of drivers. Compare your Infinity auto insurance rates with other car insurance companies using our free tool below. Enter your ZIP code to get started.

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UPDATED: Nov 17, 2020

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Written By: Tonya SislerReviewed By: Brad LarsenUPDATED: Nov 17, 2020Fact Checked

Infinity Insurance is a company focused on providing high-quality auto insurance with a specialty in coverage for high risk, or non-standard drivers.

The company is the second-largest non-standard auto insurance writer in the nation, working through independent agents. The parent company, Infinity Property and Casualty Corporation, is comprised of several subsidiary insurance companies, acquired in 2002. IPCC and American Financial Group merged, and through a stock transfer formed one company. In 2003, the new IPCC completed an initial public offering, selling shares in the company on the NASDAQ exchange under the ticker IPCC.

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About Infinity Auto Insurance

Infinity has a long, successful history that goes back several decades to 1950. The company has over 2,100 employees across the nation, working to provide quality auto insurance to its customers. The company addresses the car insurance needs for drivers with a clean record, as well as those who may have accidents, violations or other characteristics that place them in a coverage category that is more difficult to insure.

Company Philosophy

Infinity Insurance has chosen to specialize in non-standard insurance, and as a business philosophy places its focus on employees. The company believes that when the business creates an environment that allows employees to do well and thrive, the results are directly mirrored in job performance. Infinity strives to always work with integrity, understanding that its success as an insurance company depends on the success of its employees. Goals and objectives are established for every employee, to enhance teamwork and respect in the day-to-day workplace. From the company’s perspective, the name “Infinity” translates as — unlimited excellence.

Community Service

Infinity is involved in actively recycling over 150 tons of paper and other waste from its offices each year. Additionally, the company replaced its old vehicles with new, fuel-efficient Jeep compass vehicles in order to operate a fleet of climate neutral automobiles.

Infinity Car Insurance Products

Infinity specializes in providing insurance to drivers who have difficulty obtaining insurance due to their age, type of car driven, occupation or number of violations or accidents on their driving record. Infinity considers itself a company driven by its customers, with a high priority placed on bringing affordable insurance to consumers. In an effort to help consumers continue to afford insurance during the recent recessionary years, Infinity offers flexible payments along with different policy plans, geared towards different types of drivers:

  • The Low Cost Policy – designed for the driver with a few blemishes on his record, or someone looking for basic coverage that meets minimum state insurance requirements, at the lowest cost.
  • The Value-Added Policy – specifically for consumers who desire insurance to protect their vehicle, but have a few marks on their driving history. The value-added policy provides broader coverage than the low cost policy.
  • The Premier Policy – designed for the customer with a clean driving history, who desires higher coverage limits along with more comprehensive coverage.

Infinity also offers non-standard insurance for businesses that need coverage on employed drivers. Business policies will usually cover a fleet of 12 or less vehicles.

Infinity Classic Car and Collector Car Insurance

Infinity brings another type of insurance product to consumers who need coverage for their classic or collector automobile. Under the name of Classic Collectors Insurance by Infinity (, their motto is “You perfect it, we protect it.” The company has been offering insurance for classic cars since 1992, and covers many types of vehicles ranging from exotics and antiques, street rods to muscle cars, military vehicles to tractors and other specialty vehicles. Since classic collectors is owned and operated by IPCC, an A.M. Best “A” rated company, the company is able to give the same coverage or better than competitors with an additional cost savings.

The company provides numerous discounts with its classic and collector insurance, in addition to a free Driver Club program. The Driver Club program includes flat tire assistance, fuel delivery, lockout service, as well as jump-starts and towing.

An example of one of Classic Collector’s flexible insurance plans is its “live and let drive” insurance coverage, with high limits on mileage, and an additional new plan that has been upgraded to allow for unlimited miles. The company also offers other flexible plans that allow classical collector cars to be driven to work for up to 30 days out of the year, allowing policyholders to show off their pride and joy more often.

Along with the company’s wide vehicle acceptance, appraisals are usually not required on cars valued at less than $50,000. Classic and collector car insurance from Infinity is subject to some mileage and other restrictions imposed to maintain the value of the insured vehicle.

Infinity Auto Insurance Customer Service Review

Infinity Insurance is licensed to write auto insurance in all 50 states and is especially committed to growth in urban areas. The company brings its products to customers through a large nationwide network of more than 12,600 agents and brokers working independently, along with other strategic partners. Infinity offers helpful articles and other information on its website to help customers learn more about car insurance, as it feels the more its customers know about auto insurance, the easier they can work with their agent to find the coverage that fits their unique needs.

How much are Inifinty Car Insurance Rates?

The California Department of Insurance provides a utility on its website which allows consumers to compare insurance rates among some of the larger insurance companies with a few different scenarios. Based on a scenario using a 40-year-old man, driving a Honda Accord 10,000 miles per year with a clean driving record, the Infinity Insurance annual premium was estimated at $1,647 for full insurance coverage.

As a point for comparison, the national average for auto insurance rates among all insurers is $1,442 for an annual, full coverage policy. Insurance rates can vary quite a bit from one state to another, and among different insurance companies. The lowest average insurance in the U.S. for 2011 can be found in Iowa, at $736 annually, and Vermont, at $875 per year. On the flip side, insurance costs a whopping $2,362 per year in New Jersey and $2,776 in New York.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Written by Tonya Sisler
Insurance Writer Tonya Sisler

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

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