Illinois Car Insurance

Illinois car insurance costs $93/mo, or $1,120/yr, which is 21.6 percent less than the national average. Illinois auto insurance laws are set by the state Department of Insurance and require all drivers to have liability coverage in place before registering or operating a vehicle. All drivers must keep proof of insurance in the vehicle to show law enforcement upon request. Get coverage now with our free quote comparison tool below.

UPDATED: Apr 15, 2022Fact Checked

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Tonya Sisler

Insurance Writer

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Insurance Writer

Brad Larsen

Licensed Auto Insurance Agent

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Licensed Auto Insurance Agent

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

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State Minimum Car Insurance Rates Nationwide
Average Monthly Car Insurance Rates by State
Monthly Illinois Car Insurance Rates by ZIP Code
Average Monthly Car Insurance Rates by Age & Gender in Illinois
Factors Affecting Car Insurance Rates in Illinois
Illinois Car Insurance Rates by Company vs. State Average
Illinois Car Insurers by Market Share %
State Minimum Car Insurance Rates Nationwide
Average Monthly Car Insurance Rates by State
Monthly Illinois Car Insurance Rates by ZIP Code
Average Monthly Car Insurance Rates by Age & Gender in Illinois
Factors Affecting Car Insurance Rates in Illinois
Illinois Car Insurance Rates by Company vs. State Average
Illinois Car Insurers by Market Share %