What does no-fault state mean in car insurance?

Figuring out what car insurance coverage you need is hard. Depending on which state you live in, you'll need a certain type of car insurance. If you live in a no-fault state, it doesn't matter who's at-fault for an accident and you'll both submit claims to your own auto insurance companies.

UPDATED: Jun 29, 2022Fact Checked

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What does no-fault state mean in car insurance?

[su_box title="Things to Know" style="default”] A no-fault state is where no matter who's at fault, medical claims are submitted to each driver's own car insurance company. In a no-fault state, drivers are required to have Personal Injury Protection (PIP). There are pros and cons of no-fault insurance vs tort liability, but your coverage depends on where you live. [/su_box] The necessary cover...

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

UPDATED: Jun 29, 2022

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It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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UPDATED: Jun 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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