SafeAuto Car Insurance Review (2025)

Car insurance is an important tool that can protect drivers, but sometimes drivers on a budget can have a hard time finding policies that meet their coverage and financial needs. Thankfully, SafeAuto can help drivers get the coverage they need at low rates.

Keep reading this SafeAuto review to learn more about this company and cheap car insurance tips that can help you save money.

What is SafeAuto?

Founded in 1993, the SafeAuto insurance company provides affordable car insurance coverage to over half of the United States. It has a simple website with a clean design that is easy to navigate. The SafeAuto website also offers a Spanish language option for those drivers who don’t speak English as their first language.

You can use the online portal to make your policy payments so you can keep your coverage in good standing. Filing a claim with SafeAuto is easy too. Drivers can file a claim online or through the website.

If you have SafeAuto car insurance questions, you can call 1-800-SAFEAUTO for more information.

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What coverages does SafeAuto offer?

While the coverage offered is basic, SafeAuto can provide drivers with state minimum coverage and full coverage. You can even obtain SR-22 insurance through SafeAuto. However, bear in mind that you won’t purchase coverage for commercial vehicles through this company.

Does SafeAuto have competitive rates?

SafeAuto advertises that drivers can pay as little as 70¢ a day or $21 per month for car insurance. You can see how SafeAuto’s rates compare to other car insurance companies here:

Average Annual U.S. Car Insurance Rates by Company

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Now, when you shop for quotes online, you may be offered a different rate. Car insurance rates are influenced by various factors like your address and the type of car you drive.

Does SafeAuto offer discounts?

You can see below how SafeAuto’s discount options compare to those of other major insurance companies:

Discounts by Insurance Provider

Discounts	21st Century	AAA	Allstate	American Family	Ameriprise	Amica	Country Financial	Esurance	Farmers	Geico	Liberty Mutual	MetLife	Nationwide	Progressive	Safe Auto	Safeco	State Farm	The General	The Hanover	The Hartford	Travelers	USAA
Adaptive Cruise Control											x	x	x	x
Adaptive Headlights						x	x		x		x	x	x	x						x
Anti-lock Brakes	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
Anti-Theft	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
Claim Free	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
Continuous Coverage	x	x	x	x		x	x	x	x	x				x	x	x			x	x	x
Daytime Running Lights	x	x	x	x	x		x	x	x	x	x	x	x	x	x				x	x	x	x
Defensive Driver	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
Distant Student		x	x	x	x	x			x	x			x	x		x	x		x	x	x	x
Driver's Ed	x	x	x	x		x	x	x	x	x	x	x		x	x	x	x	x	x	x	x	x
Driving Device/App		x	x	x				x			x	x	x	x		x	x			x	x	x
Early Signing	x		x	x			x	x	x	x		x	x	x		x				x	x	x
Electronic Stability Control			x	x		x	x		x		x	x	x	x
Emergency Deployment										x
Engaged Couple							x
Family Legacy				x		x				x		x		x								x
Family Plan				x			x		x				x							x
Farm Vehicle			x						x	x										x
Fast 5								x
Federal Employee									x	x	x	x
Forward Collision Warning						x	x				x	x	x	x						x
Full Payment		x	x	x	x	x	x	x	x	x	x			x	x	x		x	x	x	x
Further Education					x		x	x		x	x		x			x			x		x
Garaging/Storing					x	x			x											x	x	x
Good Credit													x	x		x	x
Good Student	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
Green Vehicle	x		x					x	x		x									x	x
Homeowner	x	x				x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
Lane Departure Warning											x	x	x	x
Life Insurance			x										x
Low Mileage		x	x	x		x	x	x	x	x	x	x	x	x		x	x	x	x	x	x	x
Loyalty				x	x	x	x			x		x	x	x		x		x		x		x
Married		x				x	x	x			x	x	x	x	x	x	x	x		x		x
Membership/Group		x			x			x		x	x	x	x			x			x	x	x
Military			x					x	x	x	x	x			x	x		x				x
Military Garaging																						x
Multiple Drivers												x								x
Multiple Policies	x	x	x	x	x	x	x	x	x	x	x	x	x	x		x	x	x	x	x	x	x
Multiple Vehicles	x	x		x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
New Address											x
New Customer/New Plan											x	x			x
New Graduate											x
Newer Vehicle	x	x	x				x	x	x	x		x	x	x	x	x	x			x	x	x
Newly Licensed											x
Newlyweds											x
Non-Smoker/Non-Drinker	x
Occasional Operator																						x
Occupation			x				x	x	x	x	x	x	x			x			x	x	x
On Time Payments			x												x					x	x
Online Shopper								x						x
Paperless Documents			x	x		x			x			x	x	x						x
Paperless/Auto Billing			x	x		x		x	x		x	x	x	x	x	x	x	x	x	x	x	x
Passive Restraint	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
Recent Retirees											x									x
Renter						x		x				x
Roadside Assistance					x			x
Safe Driver	x	x	x	x	x	x		x	x	x		x	x	x	x	x	x	x		x	x	x
Seat Belt Use										x
Senior Driver	x		x					x	x			x						x	x	x		x
Stable Residence													x	x		x				x
Students & Alumni				x				x		x	x	x	x
Switching Provider	x			x		x		x	x		x	x		x	x			x	x
Utility Vehicle			x						x	x										x
Vehicle Recovery	x	x	x	x	x	x		x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
VIN Etching								x	x		x	x	x	x	x	x					x	x
Volunteer				x
Young Driver	x						x				x			x		x						x
Total Discounts Provided	21	21	29	27	18	27	26	34	34	31	38	38	35	36	22	30	19	20	22	38	28	28

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Read more: What does AAA membership offer?

Drivers can also save money on their rates by requesting quotes from multiple insurance companies to be sure they are getting the best deal possible.

What you Need to Know about SafeAuto

SafeAuto has been providing low-cost car insurance for over 20 years. With SafeAuto, you can get the coverage you need to stay street legal, and drivers who need it can even obtain SR-22 insurance through this company. If you are looking for more extensive forms of coverage, you may need to investigate other insurance companies. You can shop online to find the best insurance coverage at the best rate.

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SafeAuto Car Insurance Review (2025)

[su_box title="Things to Know" style="default”] SafeAuto provides low-cost insurance to high-risk drivers Drivers can file a claim online SafeAuto offers numerous discounts [/su_box] Car insurance is an important tool that can protect drivers, but sometimes drivers on a budget can have a hard time finding policies that meet their coverage and financial needs. Thankfully, SafeAut...

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Written by SafeAuto Car Insurance Review (2025)

Reviewed by:

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

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Reviewed by Kristen Gryglik

Licensed Insurance Agent

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