How cheap is car insurance for an Infiniti M Series?

Drivers who purchase one of the vehicles that comprise the Infiniti M Series will expect to pay higher car insurance premiums for their luxury vehicle. However, many drivers don’t know that they can realize significant savings on car insurance if they take advantage of certain discounts available from some auto insurers. For instance, owners of the Infiniti M Hybrid can receive a discount of up to ten percent from Farmers and Travelers Insurance companies. Many auto insurance companies also offer discounts to customers with safe driving records and multiple auto insurance policies.

Yet another way to save money on auto insurance is to reduce the amount of coverage that you purchase. However, if you invest in a high-end vehicle, you’ll probably want to protect that investment by purchasing comprehensive coverage. It’s also a good idea to purchase extra coverage against uninsured or underinsured motorists, since many drivers’ policies are not sufficient to cover expensive repairs for your luxury vehicle. You can get car insurance quotes for all Infiniti M Series vehicles by entering your zip code into the box, but read this article first to find out how the Infiniti M Series ranks among its competitors.

Facts About the Infiniti M Series

The first member of the Infiniti M Series family went on the market in 1990 as the M30 coupe, but the first Infiniti M45 sedan did not appear until 2003. This initial foray into the large luxury car market was quickly replaced in 2005 with a redesigned Infiniti M that competed directly with the Mercedes-Benz E Class and the BMW 5 Series. The third generation 2011 Infiniti M Series was unveiled in 2010, and includes both a hybrid version and a diesel model.

Sales of the Infiniti M Series peaked in 2006 with 25,658 units sold. More recently, Infiniti sold 14,618 units of the M Series in 2010. U.S. News and World Report, which ranks the Infiniti M Series first among large luxury vehicles sold in the United States, says that the Infiniti M Series has never garnered much attention from consumers despite glowing critical reviews. For instance, despite its seventh place finish on U.S. News and World Report’s list of large luxury vehicles, the BMW 5 Series sold 39,488 units in 2010, which is more than the Infiniti M Series sold in its best year.

Awards for the Infiniti M Series

Besides its first place ranking from U.S. News and World Report, the 2010 Infiniti M Series won Ward’s “Interior of the Year” designation, and the 2011 Infiniti M Series was named Popular Mechanics’ “Top Luxury Pick.” The 2011 Infiniti M Series was also chosen as a “Top Safety Pick” by the Insurance Institute for Highway Safety (IIHS).

Infiniti M Series Options and Trims

The base model Infiniti M37 will set you back at least $47,700. It comes equipped with a 3.7 liter V6 engine that generates 333 horsepower. A 7-speed automatic transmission comes standard, and you can upgrade it with Infiniti’s Intelligent All-Wheel Drive system for an additional $2,150. Other features that come standard on the Infiniti M37 include 18-inch alloy wheels, a leather interior, a push-button ignition and antilock brakes. Dual-zone temperature control and XM Satellite Radio are also included in the base price.

The Infiniti M56 starts at $59,100, and it includes all of the standard features on the base model. However, the vehicle’s 5.6 liter V8 engine produces over 25 percent more horsepower than the base model at 420-hp, and the Infiniti Hard Drive Navigation System is included. The front seats and steering wheel are heated and the vehicle is upgraded with a premium Bose sound system. The Infiniti M56x features all of these attributes plus all-wheel drive for an additional $2,500.

The Infiniti M Hybrid is priced at $53,700 and is equipped with the same luxury and technology features as the M37. In terms of fuel efficiency, the Infiniti M Hybrid is your best bet, getting 27 mpg in the city and 32 mpg on the highway. By way of comparison, the Infiniti M37 gets 18 mpg in the city and 26 mpg on the highway, and the Infiniti M56 gets just 16 city mpg and 24 highway mpg.

Infiniti M Series Vehicle Safety Ratings

The Insurance Institute for Highway Safety (IIHS) designated the Infiniti M Series a “Top Safety Pick,” since it earned the highest possible score of “Good” on all four IIHS crash tests. It did not fare quite as well on the federal government’s tests, though. According to Kelley Blue Book, the Infiniti M Series earned five of five stars for driver’s-side front and rear-side impacts. It received four stars for front-side impacts and rollovers. However, it only earned three stars for passenger-side front impacts. All Infiniti M Series models feature standard safety equipment like anti-lock brakes, electronic stability control to prevent crashes, traction control, hill start assist and a rearview monitor.

Infiniti M Series Car Insurance

While most drivers research their vehicle’s consumer ratings before they buy, some consumers forget to investigate their vehicle’s cost of ownership. The Infiniti M Series is an “excellent” long-term value, according to Kelley Blue Book. The average large luxury vehicle costs about $57,166 to operate over five years, including the cost of depreciation. The Infiniti M Series costs just $49,762 to own for five years, which represents a savings of over $7,000.

Car insurance for the Infiniti M Series is a part of this calculation, and it costs the average driver approximately $1,600 per month. Your personal rates could be much higher or lower than average, though, so enter your zip code into the box for the best estimates.

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