How cheap is car insurance for an Acura MDX?

Acura MDX car insurance rates average at $125/mo, or $1,500/yr. However, this doesn't take into account important variables that affect your insurance costs. Your age, gender, driving record, credit history, annual mileage, and hometown all influence what you pay for Acura MDX auto insurance. If you want to get the best price possible for your Acura MDX insurance premiums, compare quotes from a number of different companies. Start now with our free ZIP code search below.

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UPDATED: Oct 27, 2020

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Written By: Tonya SislerReviewed By: Brad LarsenUPDATED: Oct 27, 2020Fact Checked

There’s a reason the Acura MDX remains a favorite of car reviewers and owners: With the right combination of sporty crossover performance, comfortable luxury and third-row seating, it’s the ideal solution for many families who want a dynamic, practical vehicle to take them where they need to go. To find out what it costs to insure the Acura MDX, enter your zip code in the box above!

First, though, why not read ahead and discover more about the MDX, from features and safety equipment to reviews, comparisons and variables that affect your cost to insure this favorite of the crossover SUV category.

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Third-Row Seating in Style

While the Honda Pilot was a pioneer of third-row seating for affordable crossover SUVs in 2003, its platform-mate the Acura MDX introduced a third row to the luxury crossover market in 2001. This was at a time when car-based crossover SUVs were still a new idea. In contrast to traditional truck-based SUVs, crossovers strove to combine the greater comfort of a car-based suspension with the space and utility of a station wagon and the more desirable exterior styling of an SUV. For parents tired of driving minivans and wagons, crossover SUVs with third-row seating became a way to have more stylish transportation with enough room to carpool and haul gear.

Ten Years of Growth and Development

Acura MDX models fall into two generations. Model years 2001 through 2006 shared a platform with the Honda Odyssey and Pilot, sporting an all-wheel drive system, a 240-horsepower 3.5-liter V6 engine and plenty of standard and optional equipment in a five-speed automatic package with seating for seven. The MDX won awards and plenty of praise when it was first introduced, and many from this era are still desirable choices if you’re looking for an older used vehicle. Upgrades in power, technology and equipment in later years of this generation maintained the MDX’s competitive presence.

A complete redesign in 2007 introduced the current, second generation, which continues to receive upgrades and new features each year. A larger 3.7-liter 300-horsepower V6 engine maintained the five-speed automatic transmission through 2009 before giving way to a six-speed in 2010. Acura’s newer Super Handling All-Wheel Drive and crashworthy body structure were incorporated in a new, larger platform for the second generation, as were numerous standard and optional features that maintained the MDX crossover’s reputation as luxurious, technology-friendly, sporty and practical. It won a top safety award in 2007 and was ranked first in the US News and World Report Luxury Midsize SUVs category for 2010.

The 2011 Acura MDX

Although the MDX slipped to second place on the US News ranking for 2011, the first-place Volkswagen Touareg is a five-seater, so the MDX is still the top pick for third-row midsize SUVs, ranking ahead of worthy competition such as the Lincoln MKT, the Land Rover LR4 and the Lexus GX. The re-tuned V6 3.7-liter 300 horsepower engine introduced in 2010 remains, yielding 16-mpg city and 21-mpg highway fuel numbers according to EPA estimates. Its Super-Handling All-Wheel Drive is standard, and reviewers like the six-speed automatic transmission with paddle shifters that was a first for Acura in 2010. A common theme with reviewers is the balance between luxury, performance and practicality achieved by the Acura MDX. This balance puts it ahead of other midsize luxury SUVs strong in only one or two of these attributes.

The MDX interior possesses the fine leather and wood finishing of Acura’s flagship RL sedan, and the single trim level offers plenty of technology and performance features. Standard equipment includes Bluetooth, remote key, power tailgate and rearview camera. Optional choices add an active damper system, blind spot monitoring, adaptive cruise control, GPS-linked temperature control, an upgraded sound system, USB/iPod and navigation with options for real-time traffic and weather, voice recognition and other features.

Safety Features and Crash Evaluations

The Acura MDX offers an optional Collision Mitigation Braking System, but the rest of its safety features are standard: anti-lock brakes with Electronic Brake Distribution and Brake Assist, Vehicle Stability Assist, tire pressure monitoring, a full array of airbags, seat belts with force limiters, active front head restraints, front passenger size sensor with airbag deactivation for small occupants, LATCH anchors for child safety seats, auto-reverse windows and moonroof and Acura’s reinforced body structure engineered to distribute force away from the passenger compartment.

As for crash evaluations, the Insurance Institute for Highway Safety tested the 2011 MDX for front offset and side-impact crashes, and gave it their top rating. Previous MDX model years fared well with a few exceptions in some categories. If you’d like to learn more, check out all the results at The federal government’s National Highway Traffic Safety Administration has consistently awarded the MDX its top five-star rating in most categories and given four stars in all other instances. The website provides further information on crash testing as well as its crash test results for many vehicles.

How much is car insurance for the Acura MDX

Kelly Blue Book estimates the average annual cost to insure the Acura MDX between $1100 and $1200 for the first five years. Depending on options and packages, other sources suggest average insurance costs for a new MDX closer to $1500 per year. However, these national averages don’t take into account important variables that affect your insurance costs. Your age, gender, driving record, credit history, annual mileage and home state and town all influence what you pay for car insurance. For example, Vermont, Maine and South Carolina tend to be the cheapest, with average annual insurance for the MDX well below $1000. Other states can average more than double that amount for the same insurance.

If you want to get the best price possible for insuring an Acura MDX, take the time to compare quotes from a number of different companies. You can start the process right now by entering your zip code in the box!

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Written by Tonya Sisler
Insurance Writer Tonya Sisler

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

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