GMAC Car Insurance Reviews

GMAC Insurance, now known as National General Insurance, is a car insurance company available nationwide. Our GMAC car insurance review finds that there are special discounts to GM employees and owners of GM vehicles. GMAC advertises that customers who switch save an average of $442 a year, but your rates can vary based on your driving record and where you live. Enter your ZIP code below to compare GMAC car insurance quotes against other local companies for free.

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UPDATED: Apr 15, 2022

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Written By: Tonya SislerReviewed By: Brad LarsenUPDATED: Apr 15, 2022Fact Checked

GMAC car insurance is part of the General Motors Family and a very respected car insurance company. With over 70 years experience insuring vehicles and the trusted GM name many drivers opt for GMAC auto insurance coverage.

GMAC advertises that customers who switch save an average of $442 year however many auto insurance companies claim some amount of savings so its important to read car insurance company reviews. Your auto insurance rates are based on your unique profile and rarely meet some statistics based on many different drivers with different profiles.

In 2013, GMAC changed its name to National General, and in July of 2020 Allstate announced that it would acquire the company for $4 billion. GMAC reviews are now found under National General Insurance reviews.

Before you read our National General car insurance review, enter your ZIP code to get quotes now.

What coverage does GMAC car insurance offer?

GMAC provides auto insurance coverage for all vehicles and has policy options for owners of most typical passenger vehicle and RV’s.  They also advertise collector car insurance however this is offered through a partnership with Hagerty Insurance.

GMAC provides many different types of car insurance including comprehensive, collision, liability and other. Although not a specialized insurer GMAC does have enough policy options for most drivers including coverage such as:

  • Liability Insurance (Bodily Injury and Property Damage)
  • Collision Coverage
  • Comprehensive Insurance
  • Uninsured and Underinsured Motorist Coverage
  • Medical Payments
  • PIP – Personal Injury Protection

GMAC car insurance rates are very competitive and although the company does not have a top 10 presence in terms of market share they still have a large following of loyal policyholders.

What options does GMAC car insurance offer with policy coverage?

One of the big advantages of choosing GMAC car insurance are the many benefits offered to most policyholders including:

  • SmartValet® – The company will pick up your damage car and drop off a rental car also taking care of the rental car return when your auto repairs are complete
  • SmartParts Promise® – GMAC guarantees all repairs will be made with only Original Equipment Manufacturer (OEM) parts in repairs to collision damage
  • Lifetime Repair Guarantee – for all collision repairs made by any of GMAC’s Gold Medal repair shops
  • and more

GMAC Car Insurance Discounts

As you can expect GMAC also provides a wealth of car insurance discounts for both GM vehicle owners and other models. Their SmartDiscounts program includes many car insurance discounts such as:

  • GM/GMAC Customer Discounts: Customers of almost any GM product line can qualify for discounts including simply an active OnStar subscription or GM credit card
  • Loyalty Discounts for policyholders who insure all GM vehicles
  • Good Driver Discount
  • Multi-Vehicle Discount: Discount for insuring more than on vehicle
  • Low Mileage Discounts
  • Affinity Discounts
  • and more

GMAC policyholders can save money on car insurance rates by taking advantage of one or many of these discounts.

How much is GMAC car insurance?

This will depend on your profile but GMAC car insurance rates are very competitive in the marketplace and policyholders are backed by one of the strongest companies in America.

While GMAC car insurance may not be for everyone the company is certainly worth considering in your car insurance comparison search for coverage.

National General Insurance Claims and Contact

The National General car insurance phone number for claims can be reached 24/7 at 1-800-325-1088. If you have general questions, such as those pertaining to National General health insurance, or finding out about National General insurance cancellation fees, call the National General insurance phone number at 1-888-293-5108.


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Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Written by Tonya Sisler
Insurance Writer Tonya Sisler

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

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