Does my insurance cover me to drive an uninsured car?

Car insurance follows the vehicle, not the driver. If you’re borrowing a vehicle, it’s your responsibility to confirm that the owner has the proper insurance coverage for that vehicle. If not, your car insurance may not cover driving an uninsured car. Your liability insurance may apply to cover the other driver’s damages and injuries, but you may be responsible for your own out of pocket.

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UPDATED: Apr 15, 2022

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