Do I need insurance to test drive a car?

You do not need insurance to test drive a car. Since the vehicle has a different type of registration and title, the dealer will carry both garage liability insurance and damage coverage that protects all of the cars on the lot. The protection will pay if there are injuries to others, damage to property owned by others, or damage to the inventory while the car is being test-driven. You will need car insurance to buy the car, so shop for coverage now with our free comparison tool below.

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UPDATED: Apr 15, 2022

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