Cheap Quotes for Summerville, SC Car Insurance (2024)
Summerville, South Carolina car insurance rates average $358 a month and South Carolina law requires coverage of at least 25/50/25. By comparing rates from multiple Summerville, SC companies, you can find cheap Summerville car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Summerville is State Farm
- Average car insurance rates in Summerville, SC are $358/month
- Average car insurance rates in Summerville, SC after a DUI are $4,900/year
How do the Summerville, South Carolina monthly average car insurance rates of $358/month compare to nearby cities like Columbia car insurance rates, North Charleston car insurance rates, and Mount Pleasant car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Summerville, SC.
We’ll cover the South Carolina minimum coverage requirements, South Carolina car insurance laws, and Summerville, SC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Summerville, South Carolina companies to find the most affordable Summerville car insurance rates.
Enter your ZIP code above to find cheap Summerville, SC car insurance quotes today.
What are the minimum Summerville, SC car insurance requirements?
To meet South Carolina minimum car insurance coverage requirements, Summerville, SC drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Summerville, SC car insurance rates?
Three of the criteria that most affect car insurance rates in Summerville, South Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Summerville car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,858 | $2,858 | $2,734 | $2,734 | $7,390 | $9,423 | $3,168 | $3,447 |
| Farmers | $3,017 | $3,035 | $2,912 | $3,130 | $8,214 | $8,953 | $3,309 | $3,324 |
| Geico | $2,415 | $2,415 | $2,205 | $2,205 | $5,911 | $6,044 | $2,820 | $2,895 |
| Nationwide | $2,939 | $2,976 | $2,639 | $2,741 | $7,261 | $9,374 | $3,338 | $3,646 |
| Progressive | $3,441 | $3,161 | $2,957 | $3,089 | $14,256 | $15,714 | $3,942 | $4,082 |
| State Farm | $2,083 | $2,083 | $1,894 | $1,894 | $6,094 | $7,670 | $2,342 | $2,627 |
| USAA | $2,071 | $2,080 | $1,910 | $1,916 | $8,168 | $8,931 | $2,721 | $2,870 |
How much do teen drivers pay for car insurance in Summerville, SC?
Summerville, South Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Summerville car insurance rates from multiple Summerville, South Carolina car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,390 | $9,423 |
| Farmers | $8,214 | $8,953 |
| Geico | $5,911 | $6,044 |
| Nationwide | $7,261 | $9,374 |
| Progressive | $14,256 | $15,714 |
| State Farm | $6,094 | $7,670 |
| USAA | $8,168 | $8,931 |
How much do senior drivers pay for car insurance in Summerville, SC?
With a little research, seniors can find affordable car insurance in Summerville, South Carolina. Here’s a look at how the top Summerville car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,734 | $2,734 |
| Farmers | $2,912 | $3,130 |
| Geico | $2,205 | $2,205 |
| Nationwide | $2,639 | $2,741 |
| Progressive | $2,957 | $3,089 |
| State Farm | $1,894 | $1,894 |
| USAA | $1,910 | $1,916 |
How does coverage level affect Summerville, SC car insurance rates?
How much coverage do you need? Are you comfortable with the South Carolina minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Summerville, SC car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,067 | $4,306 | $4,606 |
| Farmers | $3,971 | $4,483 | $5,006 |
| Geico | $3,117 | $3,328 | $3,647 |
| Nationwide | $4,287 | $4,373 | $4,434 |
| Progressive | $5,819 | $6,240 | $6,931 |
| State Farm | $3,075 | $3,335 | $3,598 |
| USAA | $3,587 | $3,827 | $4,086 |
How does your driving record affect Summerville, SC car insurance rates?
Safe driving pays off. The more traffic violations you have in Summerville, SC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Summerville, South Carolina companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,250 | $5,176 | $4,574 | $4,306 |
| Farmers | $3,750 | $5,176 | $4,308 | $4,712 |
| Geico | $2,581 | $3,319 | $4,976 | $2,581 |
| Nationwide | $3,465 | $4,490 | $5,684 | $3,819 |
| Progressive | $5,181 | $7,545 | $6,328 | $6,267 |
| State Farm | $3,022 | $3,720 | $3,301 | $3,301 |
| USAA | $3,041 | $3,756 | $5,127 | $3,409 |
How does a DUI affect Summerville, SC car insurance rates?
With even one DUI on your record, you can see an increase in your Summerville, SC car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,574 |
| Farmers | $4,308 |
| Geico | $4,976 |
| Nationwide | $5,684 |
| Progressive | $6,328 |
| State Farm | $3,301 |
| USAA | $5,127 |
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How does your credit history affect Summerville, SC car insurance rates?
Take a look at the data here to see how your Summerville, South Carolina car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,436 | $4,090 | $3,453 |
| Farmers | $5,137 | $4,342 | $3,981 |
| Geico | $5,131 | $2,759 | $2,202 |
| Nationwide | $5,198 | $4,211 | $3,684 |
| Progressive | $7,052 | $6,179 | $5,760 |
| State Farm | $4,792 | $2,921 | $2,294 |
| USAA | $5,949 | $2,960 | $2,591 |
How does your commute affect Summerville, SC car insurance rates?
Summerville, SC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for South Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Summerville if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,234 | $4,419 |
| Farmers | $4,487 | $4,487 |
| Geico | $3,345 | $3,383 |
| Nationwide | $4,364 | $4,364 |
| Progressive | $6,330 | $6,330 |
| State Farm | $3,251 | $3,421 |
| USAA | $3,792 | $3,875 |
Who has the cheapest Summerville, SC car insurance rates?
Here’s a breakdown of Summerville, South Carolina car insurance rates by company. You can see which company offers the cheapest Summerville car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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What are the top Summerville, SC car insurance companies?
Which Summerville, South Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Summerville companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,326 |
| Farmers | $4,487 |
| Geico | $3,364 |
| Nationwide | $4,364 |
| Progressive | $6,330 |
| State Farm | $3,336 |
| USAA | $3,833 |
What factors affect Summerville, SC car insurance rates?
Why are Summerville, South Carolina car insurance rates different than rates in Columbia or North Charleston? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Summerville, SC?
More time spent behind the wheel can lead to higher Summerville, South Carolina car insurance rates. In Summerville, SC, the average commute length is 29.6 minutes.
Car Insurance Quotes for Summerville, SC
Shop for affordable Summerville, South Carolina car insurance rates today. Enter your ZIP code to compare quotes from multiple Summerville, SC car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.