Cheap Quotes for Richland, GA Car Insurance (2024)
Richland, Georgia car insurance rates average $390 a month and Georgia law requires coverage of at least 25/50/25. By comparing rates from multiple Richland, GA companies, you can find cheap Richland car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Richland, GA are $390/month
- Richland has an average commute time of 29.0 minutes
- Average car insurance rates in Richland, GA for senior drivers are $2,624/year
How do the Richland, Georgia monthly average car insurance rates of $390/month compare to nearby cities like Alpharetta car insurance rates, Johns Creek car insurance rates, and Sandy Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Richland, GA.
We’ll cover the Georgia minimum coverage requirements, Georgia car insurance laws, and Richland, GA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Richland, Georgia companies to find the most affordable Richland car insurance rates.
Enter your ZIP code above to find cheap Richland, GA car insurance quotes today.
What are the minimum Richland, GA car insurance requirements?
To meet Georgia minimum car insurance coverage requirements, Richland, GA drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Richland, GA car insurance rates?
Three of the criteria that most affect car insurance rates in Richland, Georgia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Richland car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,757 | $2,757 | $2,647 | $2,647 | $6,385 | $8,193 | $3,080 | $3,360 |
| Geico | $1,797 | $1,759 | $1,726 | $1,726 | $5,093 | $6,078 | $2,245 | $2,527 |
| Liberty Mutual | $5,019 | $5,468 | $4,115 | $4,669 | $20,684 | $23,096 | $5,325 | $5,681 |
| Nationwide | $4,010 | $4,150 | $3,940 | $4,342 | $12,456 | $16,087 | $4,886 | $5,314 |
| Progressive | $2,420 | $2,264 | $2,066 | $2,153 | $7,000 | $7,778 | $2,807 | $2,960 |
| State Farm | $1,994 | $1,994 | $1,784 | $1,784 | $5,202 | $6,847 | $2,184 | $2,354 |
| USAA | $1,693 | $1,691 | $1,565 | $1,575 | $6,034 | $7,159 | $2,107 | $2,329 |
How much do teen drivers pay for car insurance in Richland, GA?
Richland, Georgia car insurance rates for teens are often higher than rates for other drivers. Compare Richland car insurance rates from multiple Richland, Georgia car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,385 | $8,193 |
| Geico | $5,093 | $6,078 |
| Liberty Mutual | $20,684 | $23,096 |
| Nationwide | $12,456 | $16,087 |
| Progressive | $7,000 | $7,778 |
| State Farm | $5,202 | $6,847 |
| USAA | $6,034 | $7,159 |
How much do senior drivers pay for car insurance in Richland, GA?
With a little research, seniors can find affordable car insurance in Richland, Georgia. Here’s a look at how the top Richland car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,647 | $2,647 |
| Geico | $1,726 | $1,726 |
| Liberty Mutual | $4,115 | $4,669 |
| Nationwide | $3,940 | $4,342 |
| Progressive | $2,066 | $2,153 |
| State Farm | $1,784 | $1,784 |
| USAA | $1,565 | $1,575 |
How does coverage level affect Richland, GA car insurance rates?
How much coverage do you need? Are you comfortable with the Georgia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Richland, GA car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,611 | $4,029 | $4,295 |
| Geico | $2,679 | $2,882 | $3,046 |
| Liberty Mutual | $8,883 | $9,207 | $9,682 |
| Nationwide | $6,793 | $7,016 | $6,885 |
| Progressive | $3,419 | $3,631 | $3,993 |
| State Farm | $2,830 | $3,019 | $3,205 |
| USAA | $2,886 | $3,004 | $3,168 |
How does your driving record affect Richland, GA car insurance rates?
Safe driving pays off. The more traffic violations you have in Richland, GA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Richland, Georgia companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,272 | $5,093 | $4,103 | $3,445 |
| Geico | $1,914 | $2,418 | $4,998 | $2,146 |
| Liberty Mutual | $7,035 | $9,591 | $11,032 | $9,370 |
| Nationwide | $5,298 | $6,223 | $9,638 | $6,434 |
| Progressive | $2,936 | $4,986 | $3,390 | $3,411 |
| State Farm | $2,758 | $3,278 | $3,018 | $3,018 |
| USAA | $2,312 | $2,920 | $4,271 | $2,574 |
How does a DUI affect Richland, GA car insurance rates?
With even one DUI on your record, you can see an increase in your Richland, GA car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,103 |
| Geico | $4,998 |
| Liberty Mutual | $11,032 |
| Nationwide | $9,638 |
| Progressive | $3,390 |
| State Farm | $3,018 |
| USAA | $4,271 |
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How does your credit history affect Richland, GA car insurance rates?
Take a look at the data here to see how your Richland, Georgia car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,164 | $3,581 | $3,190 |
| Geico | $3,609 | $2,535 | $2,463 |
| Liberty Mutual | $13,286 | $8,119 | $6,367 |
| Nationwide | $8,230 | $6,650 | $5,814 |
| Progressive | $4,214 | $3,562 | $3,266 |
| State Farm | $4,276 | $2,665 | $2,113 |
| USAA | $3,937 | $2,764 | $2,357 |
How does your commute affect Richland, GA car insurance rates?
Richland, GA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Georgia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Richland if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,887 | $4,070 |
| Geico | $2,818 | $2,920 |
| Liberty Mutual | $9,257 | $9,257 |
| Nationwide | $6,898 | $6,898 |
| Progressive | $3,681 | $3,681 |
| State Farm | $3,018 | $3,018 |
| USAA | $2,882 | $3,157 |
Who has the cheapest Richland, GA car insurance rates?
Here’s a breakdown of Richland, Georgia car insurance rates by company. You can see which company offers the cheapest Richland car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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What are the top Richland, GA car insurance companies?
Which Richland, Georgia car insurance company will best fit your needs and budget? Check out this comparison of the top Richland companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,978 |
| Geico | $2,869 |
| Liberty Mutual | $9,257 |
| Nationwide | $6,898 |
| Progressive | $3,681 |
| State Farm | $3,018 |
| USAA | $3,019 |
What factors affect Richland, GA car insurance rates?
Why are Richland, Georgia car insurance rates different than rates in Alpharetta or Johns Creek? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Richland, GA?
More time spent behind the wheel can lead to higher Richland, Georgia car insurance rates. In Richland, GA, the average commute length is 29.0 minutes.
What is the traffic like in Richland, GA
Like commute length, time spent in traffic also increase risk of accidents. Richland, GA is listed as 985th in INRIX congested cities data.
Car Insurance Quotes for Richland, GA
Shop for affordable Richland, Georgia car insurance rates today. Enter your ZIP code to compare quotes from multiple Richland, GA car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.