Cheap Quotes for Mcpherson, KS Car Insurance (2024)
Mcpherson, Kansas car insurance rates average $261 a month and Kansas law requires coverage of at least 25/50/25. By comparing rates from multiple Mcpherson, KS companies, you can find cheap Mcpherson car insurance quotes to fit your needs and budget.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- McPherson has an average commute time of 10.5 minutes
- Average car insurance rates in McPherson, KS for senior drivers are $1,838/year
- Average car insurance rates in McPherson, KS after a DUI are $3,769/year
How do the McPherson, Kansas monthly average car insurance rates of $261/month compare to nearby cities like Topeka car insurance rates, Kansas City car insurance rates, and Wichita car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in McPherson, KS.
We’ll cover the Kansas minimum coverage requirements, Kansas car insurance laws, and McPherson, KS statistics that affect your monthly rate. You can even compare car insurance quotes from multiple McPherson, Kansas companies to find the most affordable McPherson car insurance rates.
Enter your ZIP code above to find cheap McPherson, KS car insurance quotes today.
What are the minimum McPherson, KS car insurance requirements?
To meet Kansas minimum car insurance coverage requirements, McPherson, KS drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect McPherson, KS car insurance rates?
Three of the criteria that most affect car insurance rates in McPherson, Kansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top McPherson car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,658 | $2,593 | $2,360 | $2,425 | $6,986 | $7,746 | $2,746 | $2,849 |
| American Family | $1,564 | $1,564 | $1,412 | $1,412 | $3,000 | $3,590 | $1,564 | $1,755 |
| Farmers | $2,194 | $2,175 | $1,958 | $2,048 | $6,006 | $6,213 | $2,464 | $2,584 |
| Geico | $2,420 | $2,366 | $2,443 | $2,273 | $4,439 | $5,960 | $2,802 | $2,038 |
| Liberty Mutual | $2,402 | $2,600 | $2,256 | $2,519 | $10,464 | $11,698 | $2,658 | $2,884 |
| Nationwide | $1,592 | $1,639 | $1,418 | $1,528 | $3,192 | $3,900 | $1,840 | $1,954 |
| Progressive | $2,032 | $1,931 | $1,639 | $1,711 | $7,448 | $8,383 | $2,388 | $2,547 |
| State Farm | $1,647 | $1,647 | $1,441 | $1,441 | $4,353 | $5,554 | $1,850 | $2,088 |
| Travelers | $1,995 | $2,031 | $1,939 | $1,965 | $7,994 | $12,463 | $2,041 | $2,416 |
| USAA | $1,396 | $1,431 | $1,272 | $1,296 | $4,580 | $4,837 | $1,837 | $1,934 |
How much do teen drivers pay for car insurance in McPherson, KS?
McPherson, Kansas car insurance rates for teens are often higher than rates for other drivers. Compare McPherson car insurance rates from multiple McPherson, Kansas car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,986 | $7,746 |
| American Family | $3,000 | $3,590 |
| Farmers | $6,006 | $6,213 |
| Geico | $4,439 | $5,960 |
| Liberty Mutual | $10,464 | $11,698 |
| Nationwide | $3,192 | $3,900 |
| Progressive | $7,448 | $8,383 |
| State Farm | $4,353 | $5,554 |
| Travelers | $7,994 | $12,463 |
| USAA | $4,580 | $4,837 |
How much do senior drivers pay for car insurance in McPherson, KS?
With a little research, seniors can find affordable car insurance in McPherson, Kansas. Here’s a look at how the top McPherson car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,360 | $2,425 |
| American Family | $1,412 | $1,412 |
| Farmers | $1,958 | $2,048 |
| Geico | $2,443 | $2,273 |
| Liberty Mutual | $2,256 | $2,519 |
| Nationwide | $1,418 | $1,528 |
| Progressive | $1,639 | $1,711 |
| State Farm | $1,441 | $1,441 |
| Travelers | $1,939 | $1,965 |
| USAA | $1,272 | $1,296 |
How does coverage level affect McPherson, KS car insurance rates?
How much coverage do you need? Are you comfortable with the Kansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your McPherson, KS car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,694 | $3,788 | $3,904 |
| American Family | $2,005 | $2,083 | $1,861 |
| Farmers | $3,066 | $3,187 | $3,364 |
| Geico | $3,003 | $3,089 | $3,186 |
| Liberty Mutual | $4,585 | $4,675 | $4,795 |
| Nationwide | $2,243 | $2,109 | $2,047 |
| Progressive | $3,316 | $3,480 | $3,734 |
| State Farm | $2,413 | $2,510 | $2,586 |
| Travelers | $3,905 | $4,112 | $4,300 |
| USAA | $2,253 | $2,318 | $2,398 |
How does your driving record affect McPherson, KS car insurance rates?
Safe driving pays off. The more traffic violations you have in McPherson, KS, the higher your car insurance rates will be. Compare rates based on driving infractions from top McPherson, Kansas companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,300 | $3,832 | $4,372 | $3,678 |
| American Family | $1,945 | $2,095 | $1,945 | $1,945 |
| Farmers | $2,702 | $3,478 | $3,391 | $3,250 |
| Geico | $1,946 | $3,187 | $4,922 | $2,316 |
| Liberty Mutual | $3,571 | $5,289 | $5,201 | $4,679 |
| Nationwide | $1,604 | $1,844 | $3,249 | $1,835 |
| Progressive | $3,239 | $3,798 | $3,387 | $3,616 |
| State Farm | $2,324 | $2,681 | $2,503 | $2,503 |
| Travelers | $3,000 | $3,905 | $5,373 | $4,144 |
| USAA | $1,705 | $2,284 | $3,352 | $1,950 |
How does a DUI affect McPherson, KS car insurance rates?
With even one DUI on your record, you can see an increase in your McPherson, KS car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,372 |
| American Family | $1,945 |
| Farmers | $3,391 |
| Geico | $4,922 |
| Liberty Mutual | $5,201 |
| Nationwide | $3,249 |
| Progressive | $3,387 |
| State Farm | $2,503 |
| Travelers | $5,373 |
| USAA | $3,352 |
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How does your credit history affect McPherson, KS car insurance rates?
Take a look at the data here to see how your McPherson, Kansas car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,707 | $3,567 | $3,112 |
| American Family | $2,588 | $1,833 | $1,528 |
| Farmers | $3,776 | $3,006 | $2,834 |
| Geico | $4,806 | $2,542 | $1,930 |
| Liberty Mutual | $4,685 | $4,685 | $4,685 |
| Nationwide | $2,369 | $2,085 | $1,945 |
| Progressive | $4,028 | $3,381 | $3,121 |
| State Farm | $3,644 | $2,178 | $1,687 |
| Travelers | $4,747 | $3,861 | $3,708 |
| USAA | $3,182 | $2,079 | $1,707 |
How does your commute affect McPherson, KS car insurance rates?
McPherson, KS car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Kansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in McPherson if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,795 | $3,795 |
| American Family | $1,957 | $2,008 |
| Farmers | $3,205 | $3,205 |
| Geico | $3,027 | $3,159 |
| Liberty Mutual | $4,685 | $4,685 |
| Nationwide | $2,133 | $2,133 |
| Progressive | $3,510 | $3,510 |
| State Farm | $2,441 | $2,565 |
| Travelers | $4,105 | $4,105 |
| USAA | $2,254 | $2,392 |
Who has the cheapest McPherson, KS car insurance rates?
Here’s a breakdown of McPherson, Kansas car insurance rates by company. You can see which company offers the cheapest McPherson car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | American Family |
| With 1 Speeding Violation | Nationwide |
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What are the top McPherson, KS car insurance companies?
Which McPherson, Kansas car insurance company will best fit your needs and budget? Check out this comparison of the top McPherson companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,795 |
| American Family | $1,983 |
| Farmers | $3,205 |
| Geico | $3,093 |
| Liberty Mutual | $4,685 |
| Nationwide | $2,133 |
| Progressive | $3,510 |
| State Farm | $2,503 |
| Travelers | $4,105 |
| USAA | $2,323 |
What factors affect McPherson, KS car insurance rates?
Why are McPherson, Kansas car insurance rates different than rates in Topeka or Kansas City? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the car theft rate in McPherson, KS?
FBI statistics show that the McPherson, Kansas car theft rate is 21 thefts each year. High theft rates can lead to higher than average McPherson, KS car insurance rates.
How long is the average commute in McPherson, KS?
More time spent behind the wheel can lead to higher McPherson, Kansas car insurance rates. In McPherson, KS, the average commute length is 10.5 minutes.
Car Insurance Quotes for McPherson, KS
Shop for affordable McPherson, Kansas car insurance rates today. Enter your ZIP code to compare quotes from multiple McPherson, KS car insurance companies.
Compare quotes from the top car insurance companies and save
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.