Cheap Quotes for Mary Esther, FL Car Insurance (2024)
Mary Esther, Florida car insurance rates average $304 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple Mary Esther, FL companies, you can find cheap Mary Esther car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Mary Esther, FL after a DUI are $4,356/year
- Average car insurance rates in Mary Esther, FL for senior drivers are $2,218/year
- Mary Esther has an average commute time of 21.0 minutes
How do the Mary Esther, Florida monthly average car insurance rates of $304/month compare to nearby cities like Tallahassee car insurance rates, Cape Coral car insurance rates, and Orlando car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mary Esther, FL.
We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and Mary Esther, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mary Esther, Florida companies to find the most affordable Mary Esther car insurance rates.
Enter your ZIP code above to find cheap Mary Esther, FL car insurance quotes today.
What are the minimum Mary Esther, FL car insurance requirements?
To meet Florida minimum car insurance coverage requirements, Mary Esther, FL drivers need to carry at least 10/20/10 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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How do age, gender, and marital status affect Mary Esther, FL car insurance rates?
Three of the criteria that most affect car insurance rates in Mary Esther, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mary Esther car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,656 | $3,526 | $3,184 | $3,256 | $12,788 | $13,919 | $3,746 | $3,832 |
| Geico | $2,514 | $2,526 | $2,353 | $2,353 | $4,542 | $5,757 | $2,776 | $2,830 |
| Liberty Mutual | $2,968 | $2,968 | $2,725 | $2,725 | $6,197 | $9,506 | $2,968 | $3,993 |
| Nationwide | $2,342 | $2,326 | $2,092 | $2,172 | $5,550 | $6,890 | $2,579 | $2,704 |
| Progressive | $2,833 | $2,694 | $2,459 | $2,625 | $7,909 | $8,703 | $3,412 | $3,342 |
| State Farm | $1,624 | $1,624 | $1,472 | $1,472 | $4,615 | $5,910 | $1,791 | $1,936 |
| USAA | $1,169 | $1,153 | $1,084 | $1,083 | $3,837 | $4,491 | $1,464 | $1,589 |
How much do teen drivers pay for car insurance in Mary Esther, FL?
Mary Esther, Florida car insurance rates for teens are often higher than rates for other drivers. Compare Mary Esther car insurance rates from multiple Mary Esther, Florida car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,788 | $13,919 |
| Geico | $4,542 | $5,757 |
| Liberty Mutual | $6,197 | $9,506 |
| Nationwide | $5,550 | $6,890 |
| Progressive | $7,909 | $8,703 |
| State Farm | $4,615 | $5,910 |
| USAA | $3,837 | $4,491 |
How much do senior drivers pay for car insurance in Mary Esther, FL?
With a little research, seniors can find affordable car insurance in Mary Esther, Florida. Here’s a look at how the top Mary Esther car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,184 | $3,256 |
| Geico | $2,353 | $2,353 |
| Liberty Mutual | $2,725 | $2,725 |
| Nationwide | $2,092 | $2,172 |
| Progressive | $2,459 | $2,625 |
| State Farm | $1,472 | $1,472 |
| USAA | $1,084 | $1,083 |
How does coverage level affect Mary Esther, FL car insurance rates?
How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mary Esther, FL car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,875 | $6,240 | $6,850 |
| Geico | $2,726 | $3,307 | $3,586 |
| Liberty Mutual | $3,941 | $4,315 | $4,512 |
| Nationwide | $2,709 | $3,451 | $3,836 |
| Progressive | $3,709 | $4,328 | $4,705 |
| State Farm | $2,202 | $2,610 | $2,856 |
| USAA | $1,754 | $2,043 | $2,154 |
How does your driving record affect Mary Esther, FL car insurance rates?
Safe driving pays off. The more traffic violations you have in Mary Esther, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mary Esther, Florida companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,162 | $6,155 | $6,896 | $5,740 |
| Geico | $2,233 | $2,854 | $4,249 | $3,488 |
| Liberty Mutual | $3,151 | $4,009 | $5,670 | $4,196 |
| Nationwide | $2,871 | $3,129 | $4,156 | $3,171 |
| Progressive | $3,371 | $4,951 | $4,167 | $4,500 |
| State Farm | $2,347 | $2,764 | $2,556 | $2,556 |
| USAA | $1,571 | $1,918 | $2,802 | $1,643 |
How does a DUI affect Mary Esther, FL car insurance rates?
With even one DUI on your record, you can see an increase in your Mary Esther, FL car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,896 |
| Geico | $4,249 |
| Liberty Mutual | $5,670 |
| Nationwide | $4,156 |
| Progressive | $4,167 |
| State Farm | $2,556 |
| USAA | $2,802 |
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How does your credit history affect Mary Esther, FL car insurance rates?
Take a look at the data here to see how your Mary Esther, Florida car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,290 | $5,318 | $4,358 |
| Geico | $4,677 | $2,825 | $2,117 |
| Liberty Mutual | $5,464 | $4,027 | $3,278 |
| Nationwide | $4,156 | $3,063 | $2,777 |
| Progressive | $5,535 | $3,924 | $3,282 |
| State Farm | $3,449 | $2,305 | $1,913 |
| USAA | $3,217 | $1,579 | $1,155 |
How does your commute affect Mary Esther, FL car insurance rates?
Mary Esther, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mary Esther if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,815 | $6,161 |
| Geico | $3,190 | $3,222 |
| Liberty Mutual | $4,121 | $4,391 |
| Nationwide | $3,332 | $3,332 |
| Progressive | $4,247 | $4,247 |
| State Farm | $2,473 | $2,638 |
| USAA | $1,961 | $2,006 |
Who has the cheapest Mary Esther, FL car insurance rates?
Here’s a breakdown of Mary Esther, Florida car insurance rates by company. You can see which company offers the cheapest Mary Esther car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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What are the top Mary Esther, FL car insurance companies?
Which Mary Esther, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top Mary Esther companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,988 |
| Geico | $3,206 |
| Liberty Mutual | $4,256 |
| Nationwide | $3,332 |
| Progressive | $4,247 |
| State Farm | $2,556 |
| USAA | $1,984 |
What factors affect Mary Esther, FL car insurance rates?
Why are Mary Esther, Florida car insurance rates different than rates in Tallahassee or Cape Coral? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Mary Esther, FL?
More time spent behind the wheel can lead to higher Mary Esther, Florida car insurance rates. In Mary Esther, FL, the average commute length is 21.0 minutes.
Car Insurance Quotes for Mary Esther, FL
Shop for affordable Mary Esther, Florida car insurance rates today. Enter your ZIP code to compare quotes from multiple Mary Esther, FL car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.