Cheap Quotes for Magnolia, DE Car Insurance (2024)
Magnolia, Delaware car insurance rates average $452 a month and Delaware law requires coverage of at least 25/50/10. By comparing rates from multiple Magnolia, DE companies, you can find cheap Magnolia car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Magnolia, DE are $452/month
- The cheapest car insurance company in Magnolia is USAA
- Magnolia has an average commute time of 20.5 minutes
How do the Magnolia, Delaware monthly average car insurance rates of $452/month compare to nearby cities like Newark car insurance rates, Elsmere car insurance rates, and Harrington car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Magnolia, DE.
We’ll cover the Delaware minimum coverage requirements, Delaware car insurance laws, and Magnolia, DE statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Magnolia, Delaware companies to find the most affordable Magnolia car insurance rates.
Enter your ZIP code above to find cheap Magnolia, DE car insurance quotes today.
What are the minimum Magnolia, DE car insurance requirements?
To meet Delaware minimum car insurance coverage requirements, Magnolia, DE drivers need to carry at least 25/50/10 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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How do age, gender, and marital status affect Magnolia, DE car insurance rates?
Three of the criteria that most affect car insurance rates in Magnolia, Delaware are age, gender, and marital status. Let’s take a look at how each of these stack up with top Magnolia car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,305 | $3,245 | $2,892 | $3,044 | $11,562 | $13,450 | $3,485 | $3,708 |
| Geico | $2,394 | $2,660 | $2,291 | $2,666 | $5,847 | $6,106 | $2,526 | $2,454 |
| Liberty Mutual | $11,459 | $11,459 | $11,321 | $11,321 | $25,427 | $38,488 | $11,459 | $15,856 |
| Nationwide | $2,686 | $2,664 | $2,452 | $2,442 | $6,323 | $8,008 | $2,974 | $3,176 |
| Progressive | $1,892 | $1,752 | $1,667 | $1,698 | $9,596 | $10,618 | $2,312 | $2,257 |
| State Farm | $2,526 | $2,526 | $2,327 | $2,327 | $7,197 | $9,297 | $2,833 | $2,954 |
| Travelers | $1,335 | $1,341 | $1,316 | $1,284 | $7,383 | $11,278 | $1,423 | $1,542 |
| USAA | $1,201 | $1,182 | $1,110 | $1,109 | $4,360 | $5,133 | $1,505 | $1,651 |
How much do teen drivers pay for car insurance in Magnolia, DE?
Magnolia, Delaware car insurance rates for teens are often higher than rates for other drivers. Compare Magnolia car insurance rates from multiple Magnolia, Delaware car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,562 | $13,450 |
| Geico | $5,847 | $6,106 |
| Liberty Mutual | $25,427 | $38,488 |
| Nationwide | $6,323 | $8,008 |
| Progressive | $9,596 | $10,618 |
| State Farm | $7,197 | $9,297 |
| Travelers | $7,383 | $11,278 |
| USAA | $4,360 | $5,133 |
How much do senior drivers pay for car insurance in Magnolia, DE?
With a little research, seniors can find affordable car insurance in Magnolia, Delaware. Here’s a look at how the top Magnolia car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,892 | $3,044 |
| Geico | $2,291 | $2,666 |
| Liberty Mutual | $11,321 | $11,321 |
| Nationwide | $2,452 | $2,442 |
| Progressive | $1,667 | $1,698 |
| State Farm | $2,327 | $2,327 |
| Travelers | $1,316 | $1,284 |
| USAA | $1,110 | $1,109 |
How does coverage level affect Magnolia, DE car insurance rates?
How much coverage do you need? Are you comfortable with the Delaware minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Magnolia, DE car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,183 | $5,642 | $5,934 |
| Geico | $3,044 | $3,417 | $3,644 |
| Liberty Mutual | $16,248 | $16,898 | $18,149 |
| Nationwide | $3,837 | $3,774 | $3,911 |
| Progressive | $3,473 | $4,021 | $4,427 |
| State Farm | $3,734 | $4,008 | $4,253 |
| Travelers | $3,165 | $3,469 | $3,455 |
| USAA | $2,031 | $2,152 | $2,286 |
How does your driving record affect Magnolia, DE car insurance rates?
Safe driving pays off. The more traffic violations you have in Magnolia, DE, the higher your car insurance rates will be. Compare rates based on driving infractions from top Magnolia, Delaware companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,736 | $5,658 | $6,585 | $5,365 |
| Geico | $2,586 | $3,579 | $4,373 | $2,935 |
| Liberty Mutual | $13,628 | $15,703 | $25,102 | $13,962 |
| Nationwide | $3,065 | $3,065 | $5,612 | $3,621 |
| Progressive | $3,425 | $4,537 | $3,899 | $4,036 |
| State Farm | $3,626 | $4,371 | $3,998 | $3,998 |
| Travelers | $2,872 | $2,881 | $4,686 | $3,012 |
| USAA | $1,779 | $1,779 | $3,037 | $2,030 |
How does a DUI affect Magnolia, DE car insurance rates?
With even one DUI on your record, you can see an increase in your Magnolia, DE car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,585 |
| Geico | $4,373 |
| Liberty Mutual | $25,102 |
| Nationwide | $5,612 |
| Progressive | $3,899 |
| State Farm | $3,998 |
| Travelers | $4,686 |
| USAA | $3,037 |
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How does your credit history affect Magnolia, DE car insurance rates?
Take a look at the data here to see how your Magnolia, Delaware car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,151 | $5,095 | $4,513 |
| Geico | $5,219 | $2,898 | $1,988 |
| Liberty Mutual | $23,141 | $15,587 | $12,568 |
| Nationwide | $4,452 | $3,700 | $3,371 |
| Progressive | $4,438 | $3,888 | $3,596 |
| State Farm | $6,122 | $3,372 | $2,501 |
| Travelers | $3,748 | $3,100 | $3,241 |
| USAA | $3,543 | $1,702 | $1,224 |
How does your commute affect Magnolia, DE car insurance rates?
Magnolia, DE car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Delaware can be seen here. Remember, though, that you may have to carry substantially more car insurance in Magnolia if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,586 | $5,586 |
| Geico | $3,314 | $3,422 |
| Liberty Mutual | $16,627 | $17,571 |
| Nationwide | $3,841 | $3,841 |
| Progressive | $3,974 | $3,974 |
| State Farm | $3,862 | $4,135 |
| Travelers | $3,363 | $3,363 |
| USAA | $2,134 | $2,179 |
Who has the cheapest Magnolia, DE car insurance rates?
Here’s a breakdown of Magnolia, Delaware car insurance rates by company. You can see which company offers the cheapest Magnolia car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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What are the top Magnolia, DE car insurance companies?
Which Magnolia, Delaware car insurance company will best fit your needs and budget? Check out this comparison of the top Magnolia companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,586 |
| Geico | $3,368 |
| Liberty Mutual | $17,099 |
| Nationwide | $3,841 |
| Progressive | $3,974 |
| State Farm | $3,998 |
| Travelers | $3,363 |
| USAA | $2,156 |
What factors affect Magnolia, DE car insurance rates?
Why are Magnolia, Delaware car insurance rates different than rates in Newark or Elsmere? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Magnolia, DE?
More time spent behind the wheel can lead to higher Magnolia, Delaware car insurance rates. In Magnolia, DE, the average commute length is 20.5 minutes.
Car Insurance Quotes for Magnolia, DE
Shop for affordable Magnolia, Delaware car insurance rates today. Enter your ZIP code to compare quotes from multiple Magnolia, DE car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.