Cheap Quotes for Heber, AZ Car Insurance (2024)
Heber, Arizona car insurance rates average $280 a month and Arizona law requires coverage of at least 15/30/10. By comparing rates from multiple Heber, AZ companies, you can find cheap Heber car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Heber, AZ after a DUI are $3,987/year
- Average car insurance rates in Heber, AZ for senior drivers are $1,948/year
- The cheapest car insurance company in Heber is Geico
How do the Heber, Arizona monthly average car insurance rates of $280/month compare to nearby cities like Gilbert car insurance rates, Chandler car insurance rates, and Scottsdale car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Heber, AZ.
We’ll cover the Arizona minimum coverage requirements, Arizona car insurance laws, and Heber, AZ statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Heber, Arizona companies to find the most affordable Heber car insurance rates.
Enter your ZIP code above to find cheap Heber, AZ car insurance quotes today.
What are the minimum Heber, AZ car insurance requirements?
To meet Arizona minimum car insurance coverage requirements, Heber, AZ drivers need to carry at least 15/30/10 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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How do age, gender, and marital status affect Heber, AZ car insurance rates?
Three of the criteria that most affect car insurance rates in Heber, Arizona are age, gender, and marital status. Let’s take a look at how each of these stack up with top Heber car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,706 | $2,706 | $2,628 | $2,628 | $5,932 | $7,737 | $3,041 | $3,315 |
| American Family | $2,766 | $2,766 | $2,538 | $2,538 | $7,272 | $9,457 | $2,766 | $3,260 |
| Farmers | $2,158 | $2,143 | $1,936 | $2,068 | $8,606 | $8,806 | $2,419 | $2,489 |
| Geico | $1,549 | $1,734 | $1,280 | $1,612 | $4,437 | $4,730 | $1,418 | $1,426 |
| Nationwide | $2,190 | $2,235 | $1,958 | $2,076 | $5,350 | $6,858 | $2,522 | $2,727 |
| Progressive | $1,925 | $1,692 | $1,724 | $1,639 | $7,769 | $8,683 | $2,075 | $2,074 |
| State Farm | $2,354 | $2,354 | $2,074 | $2,074 | $7,220 | $9,078 | $2,534 | $3,202 |
| Travelers | $1,616 | $1,699 | $1,473 | $1,565 | $4,406 | $5,437 | $1,714 | $1,802 |
| USAA | $1,729 | $1,735 | $1,612 | $1,634 | $6,479 | $7,439 | $2,281 | $2,450 |
How much do teen drivers pay for car insurance in Heber, AZ?
Heber, Arizona car insurance rates for teens are often higher than rates for other drivers. Compare Heber car insurance rates from multiple Heber, Arizona car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,932 | $7,737 |
| American Family | $7,272 | $9,457 |
| Farmers | $8,606 | $8,806 |
| Geico | $4,437 | $4,730 |
| Nationwide | $5,350 | $6,858 |
| Progressive | $7,769 | $8,683 |
| State Farm | $7,220 | $9,078 |
| Travelers | $4,406 | $5,437 |
| USAA | $6,479 | $7,439 |
How much do senior drivers pay for car insurance in Heber, AZ?
With a little research, seniors can find affordable car insurance in Heber, Arizona. Here’s a look at how the top Heber car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,628 | $2,628 |
| American Family | $2,538 | $2,538 |
| Farmers | $1,936 | $2,068 |
| Geico | $1,280 | $1,612 |
| Nationwide | $1,958 | $2,076 |
| Progressive | $1,724 | $1,639 |
| State Farm | $2,074 | $2,074 |
| Travelers | $1,473 | $1,565 |
| USAA | $1,612 | $1,634 |
How does coverage level affect Heber, AZ car insurance rates?
How much coverage do you need? Are you comfortable with the Arizona minimum of 15/30/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Heber, AZ car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,618 | $3,854 | $4,037 |
| American Family | $4,026 | $4,304 | $4,181 |
| Farmers | $3,325 | $3,863 | $4,296 |
| Geico | $1,982 | $2,297 | $2,540 |
| Nationwide | $3,145 | $3,265 | $3,309 |
| Progressive | $3,076 | $3,504 | $3,763 |
| State Farm | $3,490 | $3,930 | $4,164 |
| Travelers | $2,250 | $2,495 | $2,646 |
| USAA | $2,931 | $3,212 | $3,367 |
How does your driving record affect Heber, AZ car insurance rates?
Safe driving pays off. The more traffic violations you have in Heber, AZ, the higher your car insurance rates will be. Compare rates based on driving infractions from top Heber, Arizona companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,088 | $3,875 | $4,400 | $3,982 |
| American Family | $2,949 | $4,595 | $5,707 | $3,430 |
| Farmers | $3,234 | $4,165 | $4,068 | $3,846 |
| Geico | $1,776 | $2,372 | $3,169 | $1,776 |
| Nationwide | $2,742 | $2,881 | $4,268 | $3,068 |
| Progressive | $3,043 | $3,996 | $3,214 | $3,537 |
| State Farm | $3,518 | $4,205 | $3,861 | $3,861 |
| Travelers | $1,980 | $2,569 | $2,838 | $2,468 |
| USAA | $2,306 | $3,302 | $4,357 | $2,715 |
How does a DUI affect Heber, AZ car insurance rates?
With even one DUI on your record, you can see an increase in your Heber, AZ car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,400 |
| American Family | $5,707 |
| Farmers | $4,068 |
| Geico | $3,169 |
| Nationwide | $4,268 |
| Progressive | $3,214 |
| State Farm | $3,861 |
| Travelers | $2,838 |
| USAA | $4,357 |
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How does your credit history affect Heber, AZ car insurance rates?
Take a look at the data here to see how your Heber, Arizona car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,930 | $3,488 | $3,092 |
| American Family | $5,252 | $3,901 | $3,358 |
| Farmers | $4,399 | $3,632 | $3,453 |
| Geico | $3,123 | $2,049 | $1,647 |
| Nationwide | $3,896 | $3,103 | $2,719 |
| Progressive | $3,857 | $3,356 | $3,131 |
| State Farm | $7,111 | $2,751 | $1,722 |
| Travelers | $3,009 | $2,451 | $1,931 |
| USAA | $4,176 | $2,912 | $2,421 |
How does your commute affect Heber, AZ car insurance rates?
Heber, AZ car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arizona can be seen here. Remember, though, that you may have to carry substantially more car insurance in Heber if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,836 | $3,836 |
| American Family | $4,129 | $4,211 |
| Farmers | $3,828 | $3,828 |
| Geico | $2,234 | $2,312 |
| Nationwide | $3,240 | $3,240 |
| Progressive | $3,448 | $3,448 |
| State Farm | $3,765 | $3,958 |
| Travelers | $2,464 | $2,464 |
| USAA | $3,136 | $3,204 |
Who has the cheapest Heber, AZ car insurance rates?
Here’s a breakdown of Heber, Arizona car insurance rates by company. You can see which company offers the cheapest Heber car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Travelers |
| With 1 Speeding Violation | Geico |
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What are the top Heber, AZ car insurance companies?
Which Heber, Arizona car insurance company will best fit your needs and budget? Check out this comparison of the top Heber companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,836 |
| American Family | $4,170 |
| Farmers | $3,828 |
| Geico | $2,273 |
| Nationwide | $3,240 |
| Progressive | $3,448 |
| State Farm | $3,861 |
| Travelers | $2,464 |
| USAA | $3,170 |
What factors affect Heber, AZ car insurance rates?
Why are Heber, Arizona car insurance rates different than rates in Gilbert or Chandler? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Heber, AZ?
More time spent behind the wheel can lead to higher Heber, Arizona car insurance rates. In Heber, AZ, the average commute length is 14.0 minutes.
Car Insurance Quotes for Heber, AZ
Shop for affordable Heber, Arizona car insurance rates today. Enter your ZIP code to compare quotes from multiple Heber, AZ car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.