Cheap Quotes for Groom, TX Car Insurance (2024)
Groom, Texas car insurance rates average $332 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Groom, TX companies, you can find cheap Groom car insurance quotes to fit your needs and budget.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Groom, TX after a DUI are $4,485/year
- The cheapest car insurance company in Groom is USAA
- Average car insurance rates in Groom, TX for senior drivers are $2,433/year
How do the Groom, Texas monthly average car insurance rates of $332/month compare to nearby cities like Arlington car insurance rates, Corpus Christi car insurance rates, and Dallas car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Groom, TX.
We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Groom, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Groom, Texas companies to find the most affordable Groom car insurance rates.
Enter your ZIP code above to find cheap Groom, TX car insurance quotes today.
What are the minimum Groom, TX car insurance requirements?
To meet Texas minimum car insurance coverage requirements, Groom, TX drivers need to carry at least 30/60/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Groom, TX car insurance rates?
Three of the criteria that most affect car insurance rates in Groom, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Groom car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,617 | $3,674 | $3,576 | $3,576 | $9,094 | $11,053 | $4,481 | $4,710 |
| American Family | $3,758 | $4,104 | $3,181 | $3,584 | $7,932 | $10,557 | $5,034 | $5,718 |
| Geico | $2,564 | $2,699 | $2,336 | $2,547 | $5,355 | $5,609 | $2,782 | $2,842 |
| Nationwide | $2,471 | $2,522 | $2,179 | $2,317 | $6,871 | $8,867 | $2,888 | $3,134 |
| Progressive | $2,557 | $2,448 | $2,266 | $2,316 | $10,490 | $11,694 | $3,042 | $3,095 |
| State Farm | $1,784 | $1,784 | $1,578 | $1,578 | $4,116 | $5,219 | $1,928 | $1,993 |
| USAA | $1,594 | $1,639 | $1,497 | $1,531 | $4,047 | $4,518 | $2,138 | $2,373 |
How much do teen drivers pay for car insurance in Groom, TX?
Groom, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Groom car insurance rates from multiple Groom, Texas car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,094 | $11,053 |
| American Family | $7,932 | $10,557 |
| Geico | $5,355 | $5,609 |
| Nationwide | $6,871 | $8,867 |
| Progressive | $10,490 | $11,694 |
| State Farm | $4,116 | $5,219 |
| USAA | $4,047 | $4,518 |
How much do senior drivers pay for car insurance in Groom, TX?
With a little research, seniors can find affordable car insurance in Groom, Texas. Here’s a look at how the top Groom car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,576 | $3,576 |
| American Family | $3,181 | $3,584 |
| Geico | $2,336 | $2,547 |
| Nationwide | $2,179 | $2,317 |
| Progressive | $2,266 | $2,316 |
| State Farm | $1,578 | $1,578 |
| USAA | $1,497 | $1,531 |
How does coverage level affect Groom, TX car insurance rates?
How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Groom, TX car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,358 | $5,430 | $5,630 |
| American Family | $5,247 | $5,363 | $5,841 |
| Geico | $3,237 | $3,325 | $3,463 |
| Nationwide | $4,229 | $3,737 | $3,753 |
| Progressive | $4,520 | $4,719 | $4,977 |
| State Farm | $2,383 | $2,491 | $2,619 |
| USAA | $2,364 | $2,412 | $2,475 |
How does your driving record affect Groom, TX car insurance rates?
Safe driving pays off. The more traffic violations you have in Groom, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Groom, Texas companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,354 | $6,467 | $6,715 | $4,354 |
| American Family | $5,046 | $6,300 | $5,542 | $5,046 |
| Geico | $2,834 | $3,653 | $3,198 | $3,682 |
| Nationwide | $3,381 | $3,381 | $5,037 | $3,826 |
| Progressive | $4,133 | $5,324 | $4,831 | $4,666 |
| State Farm | $2,236 | $2,543 | $2,976 | $2,236 |
| USAA | $1,833 | $2,638 | $3,094 | $2,103 |
How does a DUI affect Groom, TX car insurance rates?
With even one DUI on your record, you can see an increase in your Groom, TX car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,715 |
| American Family | $5,542 |
| Geico | $3,198 |
| Nationwide | $5,037 |
| Progressive | $4,831 |
| State Farm | $2,976 |
| USAA | $3,094 |
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How does your credit history affect Groom, TX car insurance rates?
Take a look at the data here to see how your Groom, Texas car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,978 | $5,093 | $4,347 |
| American Family | $7,827 | $4,623 | $4,001 |
| Geico | $5,160 | $2,919 | $1,946 |
| Nationwide | $4,700 | $3,754 | $3,264 |
| Progressive | $5,350 | $4,605 | $4,261 |
| State Farm | $3,539 | $2,201 | $1,753 |
| USAA | $3,624 | $2,022 | $1,606 |
How does your commute affect Groom, TX car insurance rates?
Groom, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Groom if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,351 | $5,594 |
| American Family | $5,484 | $5,484 |
| Geico | $3,270 | $3,414 |
| Nationwide | $3,906 | $3,906 |
| Progressive | $4,738 | $4,738 |
| State Farm | $2,498 | $2,498 |
| USAA | $2,385 | $2,449 |
Who has the cheapest Groom, TX car insurance rates?
Here’s a breakdown of Groom, Texas car insurance rates by company. You can see which company offers the cheapest Groom car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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What are the top Groom, TX car insurance companies?
Which Groom, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Groom companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,473 |
| American Family | $5,484 |
| Geico | $3,342 |
| Nationwide | $3,906 |
| Progressive | $4,738 |
| State Farm | $2,498 |
| USAA | $2,417 |
What factors affect Groom, TX car insurance rates?
Why are Groom, Texas car insurance rates different than rates in Arlington or Corpus Christi? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Groom, TX?
More time spent behind the wheel can lead to higher Groom, Texas car insurance rates. In Groom, TX, the average commute length is 22.9 minutes.
Car Insurance Quotes for Groom, TX
Shop for affordable Groom, Texas car insurance rates today. Enter your ZIP code to compare quotes from multiple Groom, TX car insurance companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.