Cheap Quotes for Centerville, OH Car Insurance (2024)
Centerville, Ohio car insurance rates average $238 a month and Ohio law requires coverage of at least 25/50/25. By comparing rates from multiple Centerville, OH companies, you can find cheap Centerville car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Centerville, OH for senior drivers are $1,474/year
- Average car insurance rates in Centerville, OH after a DUI are $3,337/year
- The cheapest car insurance company in Centerville is USAA
How do the Centerville, Ohio monthly average car insurance rates of $238/month compare to nearby cities like Dayton car insurance rates, Akron car insurance rates, and Columbus car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Centerville, OH.
We’ll cover the Ohio minimum coverage requirements, Ohio car insurance laws, and Centerville, OH statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Centerville, Ohio companies to find the most affordable Centerville car insurance rates.
Enter your ZIP code above to find cheap Centerville, OH car insurance quotes today.
What are the minimum Centerville, OH car insurance requirements?
To meet Ohio minimum car insurance coverage requirements, Centerville, OH drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Average Centerville, OH Car Insurance Rates by ZIP Code
Where you live is a major determinate of your car insurance rates. Even within Centerville, OH you can see that rates will vary by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 45429 | $2,643 |
| 45440 | $2,622 |
How do age, gender, and marital status affect Centerville, OH car insurance rates?
Three of the criteria that most affect car insurance rates in Centerville, Ohio are age, gender, and marital status. Let’s take a look at how each of these stack up with top Centerville car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,081 | $2,063 | $1,884 | $2,011 | $5,905 | $6,768 | $2,172 | $2,311 |
| American Family | $950 | $984 | $875 | $877 | $3,008 | $3,257 | $1,177 | $1,238 |
| Farmers | $1,671 | $1,665 | $1,472 | $1,556 | $7,493 | $7,776 | $1,874 | $1,952 |
| Geico | $1,338 | $1,305 | $1,260 | $1,276 | $3,645 | $3,395 | $1,486 | $1,258 |
| Liberty Mutual | $1,983 | $2,160 | $1,525 | $1,852 | $10,558 | $11,914 | $2,103 | $2,294 |
| Nationwide | $2,632 | $2,643 | $2,373 | $2,388 | $6,870 | $8,855 | $2,822 | $3,287 |
| Progressive | $1,728 | $1,621 | $1,442 | $1,486 | $7,826 | $8,802 | $2,071 | $2,138 |
| State Farm | $1,497 | $1,497 | $1,353 | $1,353 | $4,852 | $6,077 | $1,744 | $2,005 |
| Travelers | $1,476 | $1,498 | $1,471 | $1,462 | $6,425 | $10,130 | $1,542 | $1,756 |
| USAA | $824 | $830 | $788 | $784 | $2,565 | $2,849 | $1,098 | $1,181 |
How much do teen drivers pay for car insurance in Centerville, OH?
Centerville, Ohio car insurance rates for teens are often higher than rates for other drivers. Compare Centerville car insurance rates from multiple Centerville, Ohio car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,905 | $6,768 |
| American Family | $3,008 | $3,257 |
| Farmers | $7,493 | $7,776 |
| Geico | $3,645 | $3,395 |
| Liberty Mutual | $10,558 | $11,914 |
| Nationwide | $6,870 | $8,855 |
| Progressive | $7,826 | $8,802 |
| State Farm | $4,852 | $6,077 |
| Travelers | $6,425 | $10,130 |
| USAA | $2,565 | $2,849 |
How much do senior drivers pay for car insurance in Centerville, OH?
With a little research, seniors can find affordable car insurance in Centerville, Ohio. Here’s a look at how the top Centerville car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,884 | $2,011 |
| American Family | $875 | $877 |
| Farmers | $1,472 | $1,556 |
| Geico | $1,260 | $1,276 |
| Liberty Mutual | $1,525 | $1,852 |
| Nationwide | $2,373 | $2,388 |
| Progressive | $1,442 | $1,486 |
| State Farm | $1,353 | $1,353 |
| Travelers | $1,471 | $1,462 |
| USAA | $788 | $784 |
How does coverage level affect Centerville, OH car insurance rates?
How much coverage do you need? Are you comfortable with the Ohio minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Centerville, OH car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,052 | $3,143 | $3,254 |
| American Family | $1,516 | $1,557 | $1,564 |
| Farmers | $3,010 | $3,133 | $3,404 |
| Geico | $1,812 | $1,863 | $1,937 |
| Liberty Mutual | $4,142 | $4,320 | $4,434 |
| Nationwide | $4,411 | $3,860 | $3,680 |
| Progressive | $3,266 | $3,363 | $3,539 |
| State Farm | $2,407 | $2,555 | $2,679 |
| Travelers | $3,139 | $3,261 | $3,260 |
| USAA | $1,302 | $1,363 | $1,429 |
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How does your driving record affect Centerville, OH car insurance rates?
Safe driving pays off. The more traffic violations you have in Centerville, OH, the higher your car insurance rates will be. Compare rates based on driving infractions from top Centerville, Ohio companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,634 | $3,193 | $3,778 | $2,993 |
| American Family | $1,481 | $1,567 | $1,567 | $1,567 |
| Farmers | $2,622 | $3,381 | $3,297 | $3,429 |
| Geico | $1,264 | $1,834 | $2,671 | $1,714 |
| Liberty Mutual | $3,611 | $4,637 | $4,732 | $4,214 |
| Nationwide | $3,187 | $4,061 | $5,159 | $3,527 |
| Progressive | $2,920 | $3,981 | $3,110 | $3,545 |
| State Farm | $2,310 | $2,785 | $2,547 | $2,547 |
| Travelers | $2,367 | $3,092 | $4,666 | $2,755 |
| USAA | $1,048 | $1,406 | $1,846 | $1,160 |
How does a DUI affect Centerville, OH car insurance rates?
With even one DUI on your record, you can see an increase in your Centerville, OH car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,778 |
| American Family | $1,567 |
| Farmers | $3,297 |
| Geico | $2,671 |
| Liberty Mutual | $4,732 |
| Nationwide | $5,159 |
| Progressive | $3,110 |
| State Farm | $2,547 |
| Travelers | $4,666 |
| USAA | $1,846 |
How does your credit history affect Centerville, OH car insurance rates?
Take a look at the data here to see how your Centerville, Ohio car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,038 | $2,951 | $2,460 |
| American Family | $2,049 | $1,401 | $1,187 |
| Farmers | $3,600 | $3,047 | $2,900 |
| Geico | $2,243 | $1,871 | $1,498 |
| Liberty Mutual | $6,150 | $3,782 | $2,964 |
| Nationwide | $4,817 | $3,872 | $3,262 |
| Progressive | $3,795 | $3,292 | $3,081 |
| State Farm | $3,627 | $2,244 | $1,771 |
| Travelers | $3,599 | $3,134 | $2,928 |
| USAA | $1,767 | $1,256 | $1,072 |
How does your commute affect Centerville, OH car insurance rates?
Centerville, OH car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Ohio can be seen here. Remember, though, that you may have to carry substantially more car insurance in Centerville if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,150 | $3,150 |
| American Family | $1,527 | $1,564 |
| Farmers | $3,182 | $3,182 |
| Geico | $1,839 | $1,902 |
| Liberty Mutual | $4,299 | $4,299 |
| Nationwide | $3,984 | $3,984 |
| Progressive | $3,389 | $3,389 |
| State Farm | $2,484 | $2,611 |
| Travelers | $3,220 | $3,220 |
| USAA | $1,314 | $1,416 |
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Who has the cheapest Centerville, OH car insurance rates?
Here’s a breakdown of Centerville, Ohio car insurance rates by company. You can see which company offers the cheapest Centerville car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
What are the top Centerville, OH car insurance companies?
Which Centerville, Ohio car insurance company will best fit your needs and budget? Check out this comparison of the top Centerville companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,150 |
| American Family | $1,546 |
| Farmers | $3,182 |
| Geico | $1,871 |
| Liberty Mutual | $4,299 |
| Nationwide | $3,984 |
| Progressive | $3,389 |
| State Farm | $2,547 |
| Travelers | $3,220 |
| USAA | $1,365 |
What factors affect Centerville, OH car insurance rates?
Why are Centerville, Ohio car insurance rates different than rates in Dayton or Akron? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the car theft rate in Centerville, OH?
FBI statistics show that the Centerville, Ohio car theft rate is 10 thefts each year. High theft rates can lead to higher than average Centerville, OH car insurance rates.
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Car Insurance Quotes for Centerville, OH
Shop for affordable Centerville, Ohio car insurance rates today. Enter your ZIP code to compare quotes from multiple Centerville, OH car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.