Cheap Quotes for Bozeman, MT Car Insurance (2024)
Bozeman, Montana car insurance rates average $254 a month and Montana law requires coverage of at least 25/50/20. By comparing rates from multiple Bozeman, MT companies, you can find cheap Bozeman car insurance quotes to fit your needs and budget.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Bozeman, MT are $254/month
- Average car insurance rates in Bozeman, MT after a DUI are $3,749/year
- Average car insurance rates in Bozeman, MT for senior drivers are $1,940/year
How do the Bozeman, Montana monthly average car insurance rates of $254/month compare to nearby cities like Belgrade car insurance rates, Billings car insurance rates, and Havre car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bozeman, MT.
We’ll cover the Montana minimum coverage requirements, Montana car insurance laws, and Bozeman, MT statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bozeman, Montana companies to find the most affordable Bozeman car insurance rates.
Enter your ZIP code above to find cheap Bozeman, MT car insurance quotes today.
What are the minimum Bozeman, MT car insurance requirements?
To meet Montana minimum car insurance coverage requirements, Bozeman, MT drivers need to carry at least 25/50/20 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Average Bozeman, MT Car Insurance Rates by ZIP Code
Where you live is a major determinate of your car insurance rates. Even within Bozeman, MT you can see that rates will vary by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 59715 | $3,125 |
| 59718 | $3,126 |
How do age, gender, and marital status affect Bozeman, MT car insurance rates?
Three of the criteria that most affect car insurance rates in Bozeman, Montana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bozeman car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,832 | $2,832 | $2,592 | $2,592 | $10,941 | $10,941 | $3,056 | $3,056 |
| Farmers | $2,581 | $2,581 | $2,309 | $2,309 | $7,168 | $7,168 | $2,835 | $2,835 |
| Geico | $2,399 | $2,242 | $2,342 | $2,136 | $5,830 | $5,426 | $2,056 | $1,873 |
| Liberty Mutual | $946 | $946 | $919 | $919 | $2,022 | $2,022 | $1,149 | $1,149 |
| Nationwide | $2,550 | $2,550 | $2,329 | $2,329 | $5,155 | $5,155 | $2,700 | $2,700 |
| Progressive | $2,854 | $2,854 | $2,590 | $2,590 | $7,066 | $7,066 | $3,222 | $3,222 |
| State Farm | $1,568 | $1,568 | $1,387 | $1,387 | $4,709 | $4,709 | $1,703 | $1,703 |
| USAA | $1,291 | $1,291 | $1,155 | $1,155 | $4,301 | $4,301 | $1,603 | $1,603 |
How much do teen drivers pay for car insurance in Bozeman, MT?
Bozeman, Montana car insurance rates for teens are often higher than rates for other drivers. Compare Bozeman car insurance rates from multiple Bozeman, Montana car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,941 | $10,941 |
| Farmers | $7,168 | $7,168 |
| Geico | $5,830 | $5,426 |
| Liberty Mutual | $2,022 | $2,022 |
| Nationwide | $5,155 | $5,155 |
| Progressive | $7,066 | $7,066 |
| State Farm | $4,709 | $4,709 |
| USAA | $4,301 | $4,301 |
How much do senior drivers pay for car insurance in Bozeman, MT?
With a little research, seniors can find affordable car insurance in Bozeman, Montana. Here’s a look at how the top Bozeman car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,592 | $2,592 |
| Farmers | $2,309 | $2,309 |
| Geico | $2,342 | $2,136 |
| Liberty Mutual | $919 | $919 |
| Nationwide | $2,329 | $2,329 |
| Progressive | $2,590 | $2,590 |
| State Farm | $1,387 | $1,387 |
| USAA | $1,155 | $1,155 |
How does coverage level affect Bozeman, MT car insurance rates?
How much coverage do you need? Are you comfortable with the Montana minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bozeman, MT car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,631 | $4,844 | $5,090 |
| Farmers | $3,451 | $3,719 | $4,000 |
| Geico | $2,898 | $3,013 | $3,203 |
| Liberty Mutual | $1,167 | $1,262 | $1,347 |
| Nationwide | $2,437 | $3,384 | $3,730 |
| Progressive | $3,708 | $3,922 | $4,168 |
| State Farm | $2,205 | $2,332 | $2,488 |
| USAA | $1,992 | $2,077 | $2,194 |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
How does your driving record affect Bozeman, MT car insurance rates?
Safe driving pays off. The more traffic violations you have in Bozeman, MT, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bozeman, Montana companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,071 | $4,819 | $5,871 | $4,661 |
| Farmers | $3,264 | $4,236 | $4,129 | $3,264 |
| Geico | $1,956 | $3,091 | $4,768 | $2,337 |
| Liberty Mutual | $848 | $1,502 | $1,502 | $1,183 |
| Nationwide | $2,332 | $3,328 | $4,269 | $2,805 |
| Progressive | $3,378 | $4,407 | $4,191 | $3,756 |
| State Farm | $2,170 | $2,514 | $2,342 | $2,342 |
| USAA | $1,566 | $1,957 | $2,917 | $1,910 |
How does a DUI affect Bozeman, MT car insurance rates?
With even one DUI on your record, you can see an increase in your Bozeman, MT car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,871 |
| Farmers | $4,129 |
| Geico | $4,768 |
| Liberty Mutual | $1,502 |
| Nationwide | $4,269 |
| Progressive | $4,191 |
| State Farm | $2,342 |
| USAA | $2,917 |
How does your credit history affect Bozeman, MT car insurance rates?
Take a look at the data here to see how your Bozeman, Montana car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,865 | $4,699 | $4,002 |
| Farmers | $4,382 | $3,494 | $3,293 |
| Geico | $4,786 | $2,551 | $1,777 |
| Liberty Mutual | $1,259 | $1,259 | $1,259 |
| Nationwide | $4,017 | $2,911 | $2,623 |
| Progressive | $4,721 | $3,653 | $3,425 |
| State Farm | $3,366 | $2,050 | $1,609 |
| USAA | $2,801 | $1,910 | $1,551 |
How does your commute affect Bozeman, MT car insurance rates?
Bozeman, MT car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Montana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bozeman if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,740 | $4,971 |
| Farmers | $3,723 | $3,723 |
| Geico | $2,984 | $3,092 |
| Liberty Mutual | $1,259 | $1,259 |
| Nationwide | $3,184 | $3,184 |
| Progressive | $3,933 | $3,933 |
| State Farm | $2,273 | $2,410 |
| USAA | $2,063 | $2,112 |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Who has the cheapest Bozeman, MT car insurance rates?
Here’s a breakdown of Bozeman, Montana car insurance rates by company. You can see which company offers the cheapest Bozeman car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
What are the top Bozeman, MT car insurance companies?
Which Bozeman, Montana car insurance company will best fit your needs and budget? Check out this comparison of the top Bozeman companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,855 |
| Farmers | $3,723 |
| Geico | $3,038 |
| Liberty Mutual | $1,259 |
| Nationwide | $3,184 |
| Progressive | $3,933 |
| State Farm | $2,342 |
| USAA | $2,088 |
What factors affect Bozeman, MT car insurance rates?
Why are Bozeman, Montana car insurance rates different than rates in Belgrade or Billings? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the car theft rate in Bozeman, MT?
FBI statistics show that the Bozeman, Montana car theft rate is 57 thefts each year. High theft rates can lead to higher than average Bozeman, MT car insurance rates.
How long is the average commute in Bozeman, MT?
More time spent behind the wheel can lead to higher Bozeman, Montana car insurance rates. In Bozeman, MT, the average commute length is 14.4 minutes.
What is the traffic like in Bozeman, MT
Like commute length, time spent in traffic also increase risk of accidents. Bozeman, MT is listed as 684th in INRIX congested cities data.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Car Insurance Quotes for Bozeman, MT
Shop for affordable Bozeman, Montana car insurance rates today. Enter your ZIP code to compare quotes from multiple Bozeman, MT car insurance companies.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.