Cheap Quotes for Big Pine Key, FL Car Insurance (2024)
Big Pine Key, Florida car insurance rates average $377 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple Big Pine Key, FL companies, you can find cheap Big Pine Key car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Big Pine Key, FL are $377/month
- Average car insurance rates in Big Pine Key, FL after a DUI are $5,408/year
- The cheapest car insurance company in Big Pine Key is USAA
How do the Big Pine Key, Florida monthly average car insurance rates of $377/month compare to nearby cities like Port St. Lucie car insurance rates, Fort Lauderdale car insurance rates, and St. Petersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Big Pine Key, FL.
We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and Big Pine Key, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Big Pine Key, Florida companies to find the most affordable Big Pine Key car insurance rates.
Enter your ZIP code above to find cheap Big Pine Key, FL car insurance quotes today.
What are the minimum Big Pine Key, FL car insurance requirements?
To meet Florida minimum car insurance coverage requirements, Big Pine Key, FL drivers need to carry at least 10/20/10 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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How do age, gender, and marital status affect Big Pine Key, FL car insurance rates?
Three of the criteria that most affect car insurance rates in Big Pine Key, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top Big Pine Key car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,284 | $4,114 | $3,735 | $3,815 | $15,698 | $17,137 | $4,303 | $4,382 |
| Geico | $3,037 | $3,062 | $2,838 | $2,838 | $5,433 | $6,950 | $3,359 | $3,456 |
| Liberty Mutual | $3,534 | $3,534 | $3,237 | $3,237 | $7,485 | $11,536 | $3,534 | $4,793 |
| Nationwide | $2,917 | $2,901 | $2,593 | $2,698 | $7,060 | $8,811 | $3,227 | $3,395 |
| Progressive | $3,360 | $3,194 | $2,905 | $3,112 | $9,696 | $10,727 | $4,089 | $4,010 |
| State Farm | $2,290 | $2,290 | $2,067 | $2,067 | $6,728 | $8,581 | $2,545 | $2,737 |
| USAA | $1,460 | $1,439 | $1,352 | $1,351 | $4,941 | $5,792 | $1,835 | $1,994 |
How much do teen drivers pay for car insurance in Big Pine Key, FL?
Big Pine Key, Florida car insurance rates for teens are often higher than rates for other drivers. Compare Big Pine Key car insurance rates from multiple Big Pine Key, Florida car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $15,698 | $17,137 |
| Geico | $5,433 | $6,950 |
| Liberty Mutual | $7,485 | $11,536 |
| Nationwide | $7,060 | $8,811 |
| Progressive | $9,696 | $10,727 |
| State Farm | $6,728 | $8,581 |
| USAA | $4,941 | $5,792 |
How much do senior drivers pay for car insurance in Big Pine Key, FL?
With a little research, seniors can find affordable car insurance in Big Pine Key, Florida. Here’s a look at how the top Big Pine Key car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,735 | $3,815 |
| Geico | $2,838 | $2,838 |
| Liberty Mutual | $3,237 | $3,237 |
| Nationwide | $2,593 | $2,698 |
| Progressive | $2,905 | $3,112 |
| State Farm | $2,067 | $2,067 |
| USAA | $1,352 | $1,351 |
How does coverage level affect Big Pine Key, FL car insurance rates?
How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Big Pine Key, FL car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,615 | $7,545 | $8,390 |
| Geico | $3,115 | $4,016 | $4,483 |
| Liberty Mutual | $4,722 | $5,187 | $5,424 |
| Nationwide | $3,326 | $4,364 | $4,910 |
| Progressive | $4,430 | $5,240 | $5,740 |
| State Farm | $3,159 | $3,747 | $4,083 |
| USAA | $2,169 | $2,613 | $2,780 |
How does your driving record affect Big Pine Key, FL car insurance rates?
Safe driving pays off. The more traffic violations you have in Big Pine Key, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Big Pine Key, Florida companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,141 | $7,408 | $8,318 | $6,867 |
| Geico | $2,740 | $3,463 | $5,084 | $4,199 |
| Liberty Mutual | $3,711 | $4,793 | $6,906 | $5,034 |
| Nationwide | $3,606 | $3,938 | $5,265 | $3,992 |
| Progressive | $4,039 | $6,019 | $5,036 | $5,452 |
| State Farm | $3,349 | $3,978 | $3,663 | $3,663 |
| USAA | $1,985 | $2,435 | $3,585 | $2,078 |
How does a DUI affect Big Pine Key, FL car insurance rates?
With even one DUI on your record, you can see an increase in your Big Pine Key, FL car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,318 |
| Geico | $5,084 |
| Liberty Mutual | $6,906 |
| Nationwide | $5,265 |
| Progressive | $5,036 |
| State Farm | $3,663 |
| USAA | $3,585 |
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How does your credit history affect Big Pine Key, FL car insurance rates?
Take a look at the data here to see how your Big Pine Key, Florida car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,967 | $6,378 | $5,205 |
| Geico | $5,586 | $3,427 | $2,602 |
| Liberty Mutual | $6,590 | $4,830 | $3,913 |
| Nationwide | $5,247 | $3,857 | $3,497 |
| Progressive | $6,654 | $4,761 | $3,995 |
| State Farm | $5,012 | $3,285 | $2,693 |
| USAA | $4,083 | $2,009 | $1,470 |
How does your commute affect Big Pine Key, FL car insurance rates?
Big Pine Key, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in Big Pine Key if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,983 | $7,384 |
| Geico | $3,851 | $3,892 |
| Liberty Mutual | $4,946 | $5,277 |
| Nationwide | $4,200 | $4,200 |
| Progressive | $5,137 | $5,137 |
| State Farm | $3,537 | $3,790 |
| USAA | $2,492 | $2,549 |
Who has the cheapest Big Pine Key, FL car insurance rates?
Here’s a breakdown of Big Pine Key, Florida car insurance rates by company. You can see which company offers the cheapest Big Pine Key car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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What are the top Big Pine Key, FL car insurance companies?
Which Big Pine Key, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top Big Pine Key companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,184 |
| Geico | $3,872 |
| Liberty Mutual | $5,111 |
| Nationwide | $4,200 |
| Progressive | $5,137 |
| State Farm | $3,663 |
| USAA | $2,521 |
What factors affect Big Pine Key, FL car insurance rates?
Why are Big Pine Key, Florida car insurance rates different than rates in Port St. Lucie or Fort Lauderdale? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Big Pine Key, FL?
More time spent behind the wheel can lead to higher Big Pine Key, Florida car insurance rates. In Big Pine Key, FL, the average commute length is 24.8 minutes.
Car Insurance Quotes for Big Pine Key, FL
Shop for affordable Big Pine Key, Florida car insurance rates today. Enter your ZIP code to compare quotes from multiple Big Pine Key, FL car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.