Cheap Quotes for Benton, TN Car Insurance (2024)
Benton, Tennessee car insurance rates average $273 a month and Tennessee law requires coverage of at least 25/50/15. By comparing rates from multiple Benton, TN companies, you can find cheap Benton car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Benton, TN for senior drivers are $1,751/year
- Benton has an average commute time of 26.1 minutes
- Average car insurance rates in Benton, TN are $273/month
How do the Benton, Tennessee monthly average car insurance rates of $273/month compare to nearby cities like Jackson car insurance rates, Bartlett car insurance rates, and Franklin car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Benton, TN.
We’ll cover the Tennessee minimum coverage requirements, Tennessee car insurance laws, and Benton, TN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Benton, Tennessee companies to find the most affordable Benton car insurance rates.
Enter your ZIP code above to find cheap Benton, TN car insurance quotes today.
What are the minimum Benton, TN car insurance requirements?
To meet Tennessee minimum car insurance coverage requirements, Benton, TN drivers need to carry at least 25/50/15 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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How do age, gender, and marital status affect Benton, TN car insurance rates?
Three of the criteria that most affect car insurance rates in Benton, Tennessee are age, gender, and marital status. Let’s take a look at how each of these stack up with top Benton car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,651 | $2,542 | $2,388 | $2,478 | $10,013 | $10,879 | $2,820 | $2,916 |
| Farmers | $2,027 | $2,066 | $1,826 | $2,009 | $8,339 | $8,899 | $2,739 | $2,864 |
| Geico | $2,043 | $2,059 | $1,878 | $1,878 | $6,356 | $6,455 | $2,085 | $2,152 |
| Nationwide | $2,187 | $2,205 | $1,960 | $1,991 | $6,024 | $7,767 | $2,515 | $2,730 |
| Progressive | $1,700 | $1,605 | $1,384 | $1,448 | $7,551 | $8,503 | $2,043 | $2,224 |
| State Farm | $1,534 | $1,534 | $1,384 | $1,384 | $4,714 | $5,884 | $1,734 | $2,025 |
| Travelers | $1,741 | $1,833 | $1,586 | $1,689 | $4,891 | $6,082 | $1,852 | $1,950 |
| USAA | $1,508 | $1,533 | $1,363 | $1,361 | $5,395 | $6,191 | $1,969 | $2,095 |
How much do teen drivers pay for car insurance in Benton, TN?
Benton, Tennessee car insurance rates for teens are often higher than rates for other drivers. Compare Benton car insurance rates from multiple Benton, Tennessee car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,013 | $10,879 |
| Farmers | $8,339 | $8,899 |
| Geico | $6,356 | $6,455 |
| Nationwide | $6,024 | $7,767 |
| Progressive | $7,551 | $8,503 |
| State Farm | $4,714 | $5,884 |
| Travelers | $4,891 | $6,082 |
| USAA | $5,395 | $6,191 |
How much do senior drivers pay for car insurance in Benton, TN?
With a little research, seniors can find affordable car insurance in Benton, Tennessee. Here’s a look at how the top Benton car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,388 | $2,478 |
| Farmers | $1,826 | $2,009 |
| Geico | $1,878 | $1,878 |
| Nationwide | $1,960 | $1,991 |
| Progressive | $1,384 | $1,448 |
| State Farm | $1,384 | $1,384 |
| Travelers | $1,586 | $1,689 |
| USAA | $1,363 | $1,361 |
How does coverage level affect Benton, TN car insurance rates?
How much coverage do you need? Are you comfortable with the Tennessee minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Benton, TN car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,410 | $4,574 | $4,773 |
| Farmers | $3,594 | $3,823 | $4,122 |
| Geico | $2,961 | $3,106 | $3,274 |
| Liberty Mutual | $5,783 | $6,053 | $6,336 |
| Nationwide | $3,436 | $3,354 | $3,477 |
| Progressive | $3,084 | $3,305 | $3,533 |
| State Farm | $2,390 | $2,535 | $2,648 |
| Travelers | $2,532 | $2,701 | $2,877 |
| USAA | $2,592 | $2,668 | $2,771 |
How does your driving record affect Benton, TN car insurance rates?
Safe driving pays off. The more traffic violations you have in Benton, TN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Benton, Tennessee companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,835 | $4,575 | $5,541 | $4,392 |
| Farmers | $3,285 | $4,057 | $4,174 | $3,869 |
| Geico | $2,273 | $3,033 | $4,875 | $2,273 |
| Liberty Mutual | $4,913 | $7,078 | $6,584 | $5,654 |
| Nationwide | $2,961 | $2,961 | $4,448 | $3,320 |
| Progressive | $2,916 | $3,777 | $3,105 | $3,431 |
| State Farm | $2,299 | $2,749 | $2,524 | $2,524 |
| Travelers | $2,190 | $2,811 | $3,117 | $2,694 |
| USAA | $1,947 | $2,918 | $3,429 | $2,414 |
How does a DUI affect Benton, TN car insurance rates?
With even one DUI on your record, you can see an increase in your Benton, TN car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,541 |
| Farmers | $4,174 |
| Geico | $4,875 |
| Liberty Mutual | $6,584 |
| Nationwide | $4,448 |
| Progressive | $3,105 |
| State Farm | $2,524 |
| Travelers | $3,117 |
| USAA | $3,429 |
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How does your credit history affect Benton, TN car insurance rates?
Take a look at the data here to see how your Benton, Tennessee car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,852 | $4,481 | $3,425 |
| Farmers | $4,584 | $3,575 | $3,380 |
| Geico | $3,530 | $3,026 | $2,784 |
| Liberty Mutual | $8,693 | $5,319 | $4,161 |
| Nationwide | $4,103 | $3,264 | $2,900 |
| Progressive | $3,723 | $3,206 | $2,993 |
| State Farm | $3,665 | $2,199 | $1,708 |
| Travelers | $3,439 | $2,700 | $1,970 |
| USAA | $3,878 | $2,275 | $1,877 |
How does your commute affect Benton, TN car insurance rates?
Benton, TN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Tennessee can be seen here. Remember, though, that you may have to carry substantially more car insurance in Benton if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,586 | $4,586 |
| Farmers | $3,846 | $3,846 |
| Geico | $3,092 | $3,135 |
| Liberty Mutual | $6,058 | $6,058 |
| Nationwide | $3,422 | $3,422 |
| Progressive | $3,307 | $3,307 |
| State Farm | $2,465 | $2,583 |
| Travelers | $2,597 | $2,809 |
| USAA | $2,602 | $2,752 |
Who has the cheapest Benton, TN car insurance rates?
Here’s a breakdown of Benton, Tennessee car insurance rates by company. You can see which company offers the cheapest Benton car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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What are the top Benton, TN car insurance companies?
Which Benton, Tennessee car insurance company will best fit your needs and budget? Check out this comparison of the top Benton companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,586 |
| Farmers | $3,846 |
| Geico | $3,113 |
| Nationwide | $3,422 |
| Progressive | $3,307 |
| State Farm | $2,524 |
| Travelers | $2,703 |
| USAA | $2,677 |
What factors affect Benton, TN car insurance rates?
Why are Benton, Tennessee car insurance rates different than rates in Jackson or Bartlett? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Benton, TN?
More time spent behind the wheel can lead to higher Benton, Tennessee car insurance rates. In Benton, TN, the average commute length is 26.1 minutes.
Car Insurance Quotes for Benton, TN
Shop for affordable Benton, Tennessee car insurance rates today. Enter your ZIP code to compare quotes from multiple Benton, TN car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.