How cheap is car insurance for a Honda Civic Hybrid?

Honda Civic Hybrid car insurance rates average at $153 per month. Auto insurance for hybrid vehicles comes with higher premiums because manufacturers charge a higher price for these types of cars. You can lower your Honda Civic Hybrid car insurance costs by comparison shopping online to find the best rates. Get car insurance quotes for the Honda Civic Hybrid by submitting your zip code.

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UPDATED: Oct 30, 2020

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Written By: Tonya SislerReviewed By: Brad LarsenUPDATED: Oct 30, 2020Fact Checked

Consumers who are interested in owning a hybrid car have seen their options expand substantially over the past few years to include offerings from nearly all major carmakers. While the Honda Civic Hybrid has been on the market for over ten years, it is now competing with American-made hybrids like the Ford Fusion Hybrid and the Chevrolet Volt.

The sticker price varies quite a bit among these vehicles due to their different powertrain mechanisms and interior options. It’s important to research the cost of ownership of various hybrid cars, including car insurance rates, before you sign on the dotted line. You can get car insurance quotes for the Honda Civic Hybrid by submitting your zip code in the box on this page, but read this article first to learn how this hybrid car stacks up against the competition.

Honda Civic Hybrid Facts

The Honda Civic Hybrid was unveiled in Japan in late 2001. It featured a 5-speed automatic transmission and was first made available to American consumers in 2003. Assembled in Suzuka, Japan, the Honda Civic Hybrid was the first hybrid car to attain the coveted Advanced Technology Partial Zero-Emissions Vehicle certification from the State of California’s Air Resources Board. To date, more than 190,000 Honda Civic Hybrids have been sold in North America, and over 250,000 have been sold worldwide.

Honda Civic Hybrid Awards and Recognition

In 2006, the redesigned Honda Civic line, including the Honda Civic Hybrid, garnered the titles of “North American Car of the Year” and “Motor Trend Car of the Year.” The Automotive Journalists Association of Canada recognized it with its Award for Alternative Power Vehicles, and the Honda Civic Hybrid won the “World Green Car” award as well.

U.S. News and World Report currently ranks the Honda Civic Hybrid 15th out of 33 affordable small cars on the market, and it ranks 5th out of 7 hybrid cars. On the hybrid car list, the Honda Civic Hybrid is outranked by the Chevrolet Volt (#1), the Ford Fusion Hybrid (#2), the Toyota Prius (#3) and the Toyota Camry Hybrid (#4). It beat out the Nissan Altima Hybrid, the Honda CR-Z Hybrid and Honda’s other hybrid car offering, the Insight.

Honda Civic Hybrid Performance

In terms of fuel economy, the Honda Civic Hybrid is one of the best offerings on the hybrid car market. Getting 40 mpg in the city and 43 mpg on the highway, the Toyota Prius is the only hybrid that offers better gas mileage in both categories. The Honda Civic Hybrid is also competitive with the Prius when it comes to price, since both start at between $23,000 and $24,000. However, the Prius’ average fuel economy still beats out the Honda Civic Hybrid by quite a bit, which helped it to secure U.S. News and World Report’s “Best Hybrid Car for the Money” designation.

Although the Honda Civic Hybrid delivers stellar gas mileage, reviewers like Consumer Guide and Automobile Magazine say that it does so at the expense of power. Reviewers also complain that the vehicle’s handling is mediocre and the braking is jerky. These are common complains about hybrids, but U.S. News and World Report rates the Chevrolet Volt, Fusion Hybrid and Prius higher when it comes to overall performance.

Interior Features of the Honda Civic Hybrid

Inside your Honda Civic Hybrid, you’ll find abundant technology. Although these features don’t come standard, an additional $4,000 will buy you power windows and doors, Windows Media Audio Playback Capability, cruise and audio controls that are conveniently mounted on the steering wheel, a USB audio interface and a tilt/telescopic steering wheel. You can further upgrade your Honda Civic Hybrid with features like these:

  • Leather seats
  • Navigation system
  • XM Satellite Radio
  • 8-disc CD changer
  • Bass speaker system

Honda Civic Hybrid Safety Features and Ratings

The federal government’s ratings agency gave the Honda Civic Hybrid three out of five stars overall, which is acceptable but not impressive by any means. It scored well in rollover and frontal-impact crash tests, but its overall score was weighed down by its two-star rating for side impacts. The Insurance Institute for Highway Safety was more positive, rating the Honda Civic Hybrid “Good” for protecting the driver and passengers in front, side and rear impact crashes.

The Honda Civic Hybrid’s safety features meet industry standards for small, affordable cars. The vehicle is equipped with electronic brake distribution, brake assist, six airbags, traction control, vehicle stability assist and antilock brakes.

Honda Civic Hybrid Warranty

The Honda Civic Hybrid is warranted for three years or 36,000 miles, whichever comes first. The vehicle’s powertrain is covered by a 5-year/60,000 mile warranty, and the Honda Civic Hybrid is guaranteed against corrosion for five years. Replacement parts installed by Honda are warranted for an additional year, but this guarantee does not apply to non-Honda parts. Honda Civic Hybrid accessories are covered under the 3-year/36,000 mile warranty. The Honda Civic Hybrid’s battery pack is also protected by a limited warranty, but the specifics of this warranty vary by dealer.

Honda Civic Hybrid Car Insurance Rates

The average Honda Civic Hybrid driver pays over $33,000 in ownership costs during the first five years. This figure includes depreciation, though, so the real out-of-pocket cost is closer to $23,000. The five-year cost-of-ownership estimates provided by Edmunds include taxes and fees ($31,950), financing ($3,604), fuel ($5,460) and maintenance/repairs ($3,552).

Car insurance for the Honda Civic Hybrid is also included in this calculation, and the drivers surveyed reported paying an average of $6,983 over five years, or about $1,400 per year. This breaks down to about $117 per month. For personalized car insurance quotes, don’t forget to enter your zip code in the box on this page.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Written by Tonya Sisler
Insurance Writer Tonya Sisler

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

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